Bank automated teller machine authentication method and system
An automatic teller machine and identity authentication technology, which is applied in the field of a bank automatic teller machine to authenticate the cardholder's identity, and can solve the problems of the automatic teller machine not being able to identify and execute the chargeback, the theft of funds, and the duplication and utilization of the bank card. , to achieve the effect of eliminating counterfeiting and copying, eliminating counterfeiting, and ensuring safety
An automatic teller machine and identity authentication technology, which is applied in the field of a bank automatic teller machine to authenticate the cardholder's identity, and can solve the problems of the automatic teller machine not being able to identify and execute the chargeback, the theft of funds, and the duplication and utilization of the bank card. , to achieve the effect of eliminating counterfeiting and copying, eliminating counterfeiting, and ensuring safety
CN104574696AActive Publication Date: 2015-04-29余炳顺
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[0034] The method and system for automatic teller machine identity authentication of the present invention are described in detail below in conjunction with the accompanying drawings:
[0035] refer to figure 1 and figure 2 , the method and system of automatic teller machine identity authentication of the present embodiment, comprise automatic teller machine 1, background server 2 and bank card 3; ATM 1 is provided with card reader 11, display 12, camera 13 and control device 14; Control device 14 has transceiver 14a and comparator 14b, and this control device 14 can be a PC or a microprocessor; In addition, the output end of card reader 11 and camera 13 is connected with the input end of control device 14 respectively, and control device The output end of 14 links to each other with the input end of display 12, and control device 14 also contacts background server 2 by transceiver 14a;
[0036] Recess 31 and counterbore 33 are formed in the bank card 3, and its end 34b of ...
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The invention discloses a method and a system of preventing stealing by counterfeiting or copying bank cards of card holders. The system is characterized in that a bank card is provided with a recess, a lead weight is press-fitted into the recess, the surface of the lead weight is provided with a seal by pressure casting, a background server stores account information and seal image data, and an automated teller machine is internally provided with a camera, a card reader, a transceiver and a comparator; during withdrawal or transfer, the system performs operations: the card reader reads the account information of the bank card, the camera shoots the surface of the lead weight in the bank card to acquire surface image data, the transceiver reads the corresponding seal image data from the background server according to the account information, the comparator compares the surface image data with the seal image data, withdrawal or transfer is allowed if the data are consistent and is avoided if the data are inconsistent. Even after an account number and a password are stolen, a criminal is unable to steal by counterfeiting the bank card; meanwhile, a protective means of protecting capital security in case of robbery is further provided.
Description
technical field [0001] The invention belongs to a method and a system for authenticating the cardholder's identity by a bank automatic teller machine, and relates to the anti-counterfeiting of bank cards in the method and system, which are used to prevent bank cards from being forged or duplicated to cause the cardholder's funds to be stolen Protection, when applied to bank card issuance, the bank staff must seal the identification mark on the bank card, more specifically, it is a method and system that prevents criminals from using forgery or duplication to counterfeit the cardholder's bank card to steal . Background technique [0002] At present, the authentication process of the cardholder's identity by the bank's automatic teller machine is generally through the cardholder inserting the bank card and entering the password on the automatic teller machine, and the automatic teller machine reads the information on the bank card, extracts the account number, and enters The ...
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Patent Timeline
29 Apr 2015
Publication
CN104574696A
- IPC
- G07F19/00; G06F21/31
- Inventors
- 余炳顺