Bank automated teller machine authentication method and system

Abstract

The invention discloses a method and a system of preventing stealing by counterfeiting or copying bank cards of card holders. The system is characterized in that a bank card is provided with a recess, a lead weight is press-fitted into the recess, the surface of the lead weight is provided with a seal by pressure casting, a background server stores account information and seal image data, and an automated teller machine is internally provided with a camera, a card reader, a transceiver and a comparator; during withdrawal or transfer, the system performs operations: the card reader reads the account information of the bank card, the camera shoots the surface of the lead weight in the bank card to acquire surface image data, the transceiver reads the corresponding seal image data from the background server according to the account information, the comparator compares the surface image data with the seal image data, withdrawal or transfer is allowed if the data are consistent and is avoided if the data are inconsistent. Even after an account number and a password are stolen, a criminal is unable to steal by counterfeiting the bank card; meanwhile, a protective means of protecting capital security in case of robbery is further provided.

Description

technical field [0001] The invention belongs to a method and a system for authenticating the cardholder's identity by a bank automatic teller machine, and relates to the anti-counterfeiting of bank cards in the method and system, which are used to prevent bank cards from being forged or duplicated to cause the cardholder's funds to be stolen Protection, when applied to bank card issuance, the bank staff must seal the identification mark on the bank card, more specifically, it is a method and system that prevents criminals from using forgery or duplication to counterfeit the cardholder's bank card to steal . Background technique [0002] At present, the authentication process of the cardholder's identity by the bank's automatic teller machine is generally through the cardholder inserting the bank card and entering the password on the automatic teller machine, and the automatic teller machine reads the information on the bank card, extracts the account number, and enters The ...

AI Technical Summary

Problems solved by technology

[0003] There is a big risk in the authentication of the identity of this automatic teller machine. The bank card is easy to be copied and used by criminals. Criminals can steal the information on the bank card by installing a magnetic stripe card reader in the socket, and pass it on the keyboard. Install a camera or install a fake keyboard on the outside of the keyboard to peep or obtain the cardholder's password, so as to counterfeit or copy the cardholder's bank card and steal the cardholder's funds, and there is a potential security risk of fund theft

[0004] In addition, the current automatic teller machines and bank cards cannot provide cardholders with an effective emergency protection method in extreme situations such as being robbed, even if the thief obtains the bank card and password and tries to withdraw funds. , cannot let the automatic teller machine automatically recognize and perform the operation of chargeback

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