Method and system for bank automatic teller machine identity authentication

Abstract

The invention discloses a method and a system for preventing counterfeiting or duplicating counterfeit cardholder bank cards from stealing. System features: the bank card has a concave part, the concave part is pressed into the lead, and there is a die-cast seal on the surface of the lead; the background server stores account information and seal image data; the automatic teller machine is equipped with a camera, a card reader, a transceiver and a comparator; When withdrawing money or transferring money, the system performs the following operations: the card reader reads the account information of the bank card; the camera takes pictures of the lead surface in the bank card to obtain surface image data; the transceiver reads the corresponding seal from the background server based on the account information Image data; the comparator compares the surface image data with the seal image data, and if the data is consistent, the withdrawal or transfer is allowed, otherwise, the withdrawal or transfer is refused. Even if the account number and the password are stolen, lawbreakers cannot counterfeit the bank card to steal, and at the same time, the method and system also provide a protection means for protecting the safety of funds in the event of robbery.

Description

technical field [0001] The invention belongs to a method and a system for authenticating the cardholder's identity by a bank automatic teller machine, and relates to the anti-counterfeiting of bank cards in the method and system, which are used to prevent bank cards from being forged or duplicated to cause the cardholder's funds to be stolen Protection, when applied to bank card issuance, the bank staff must seal the identification mark on the bank card, more specifically, it is a method and system that prevents criminals from using forgery or duplication to counterfeit the cardholder's bank card to steal . Background technique [0002] At present, the authentication process of the cardholder's identity by the bank's automatic teller machine is generally through the cardholder inserting the bank card and entering the password on the automatic teller machine, and the automatic teller machine reads the information on the bank card, extracts the account number, and enters The ...

AI Technical Summary

Problems solved by technology

[0003] There is a big risk in the authentication of the identity of this automatic teller machine. The bank card is easy to be copied and used by criminals. Criminals can steal the information on the bank card by installing a magnetic stripe card reader in the socket, and pass it on the keyboard. Install a camera or install a fake keyboard on the outside of the keyboard to peep or obtain the cardholder's password, so as to counterfeit or copy the cardholder's bank card and steal the cardholder's funds, and there is a potential security risk of fund theft

[0004] In addition, the current automatic teller machines and bank cards cannot provide cardholders with an effective emergency protection method in extreme situations such as being robbed, even if the thief obtains the bank card and password and tries to withdraw funds. , cannot let the automatic teller machine automatically recognize and perform the operation of chargeback

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