The invention relates to a multifunctional distributed intelligent access control system using an IC card or dynamic password, relates to cloud intelligent Internet-of-Things household door locks, and belongs to the field of Internet of Things. The system is mainly composed of a management center server, an embedded access control terminal control module, a communication channel, an access control member mobile phone and the like. An operation method comprises the steps: a user accesses a WeChat public number through a mobile phone and submits a registration request, and after the registration is successful, the system can randomly generate a dynamic password; and then the user-obtained dynamic password is inputted to an access control host, a legal unlocking authorization is emitted, a user unlocking record is saved, and ultimately, the user unlocks the access control system. The system has the innovation that convenient standby support is provided for conditions that a card is lost and a user cannot enter a door with forgetting to take the card, and the system is convenient for daily life; on the other hand, the card can be prevented from being copied and being stolen for use, the important gateway card and code multiple authentication remote access control authorization management and control can be realized, and the access control reliability and safety are further improved.