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High safety payment system and method

A payment system and high-security technology, applied in the field of terminal equipment that detects and judges user posture characteristics, can solve problems such as account security loss, and achieve accurate detection results

Active Publication Date: 2016-07-27
BEIJING QIHOO TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This has caused irreparable damage to the user's account security.
[0005] However, this is not involved in the existing patent documents. Therefore, it is necessary to provide a payment system and method that prevents users from paying in an unconscious or sleeping state.

Method used

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  • High safety payment system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0102] like figure 1 As shown, in this embodiment, a high-security payment system is provided. Before the user performs the payment operation, the user’s physiological characteristics are collected by the terminal device and uploaded to the cloud. The cloud matches and corresponds to the physiological characteristics of different users. The preset range and send the preset range back to the terminal device, so as to apply to the situation where different users use the same payment system to pay.

[0103] In this embodiment, the control method using the above-mentioned high-security payment system is as follows:

[0104] Step S1. After the payment system is started, the sensor unit of the terminal device collects the user's real-time body temperature data, heart rate data, movement range radius data and movement frequency data, and collects the data collected by the sensor unit within a certain preset time t Synchronously upload to the cloud;

[0105] Step S2, the cloud proce...

Embodiment 2

[0121] The difference between this embodiment and the first embodiment above is that, it is also possible to match the corresponding parameter preset ranges on the cloud according to the physiological characteristics of different users as follows:

[0122] Step 1b, the cloud collects the corresponding body temperature data, heart rate data, movement range radius data and movement frequency data of multiple individuals of multiple different audience groups when they are falling asleep, light sleep and deep sleep;

[0123] Step 2b, the cloud performs probability analysis on the collected data to obtain the normal distribution chart of each data of each audience group, and thus calculates the corresponding characteristics of each audience group's body temperature data, heart rate data, range of motion radius data, and motion frequency data ;

[0124] Step 3b. Calculate the data range close to the average value in the normal distribution table of each data from the normal distribu...

Embodiment 3

[0149] like figure 2 As shown, in this embodiment, a high-security payment system is provided, which also includes an identity recognition module, which verifies the identity information of the user and sends it to the cloud, and the cloud returns the corresponding preset range parameters stored in the corresponding account. It is transmitted to the terminal equipment to apply to the situation that the same user uses different payment systems to pay and the same payment system is used by different users to perform payment operations.

[0150] In this embodiment, the identity recognition module is matched and connected to the cloud via the first communication module, so that the identity recognition module sends the detected user identity information to the cloud.

[0151] In this embodiment, the identity recognition module can be one or more of a voiceprint recognizer, a fingerprint recognizer, a password input device, and an iris detector, so as to obtain the user's voicepri...

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PUM

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Abstract

The invention discloses a high safety payment system and a method. The high safety payment system comprises a payment device, a terminal device and a cloud terminal; the terminal device comprises an acquisition module, a determination module, a first control module, a first communication module and an identity identification module; the acquisition module obtains the current physical state parameters of the user and obtains the preset parameter range from the cloud terminal through the identity identification module; the parameter range corresponds to the physical state parameters of the user in a non-sober state; the determination module determines whether the current physical state parameters are in the preset parameter range and determines whether the user is in the sober; the first control module transmits a control order for postponing payment to the payment device when the user is in the non-sober state; and the alarm module transmits the corresponding alarm information according to the control order. The high safety payment system and method prevents the payment performing under the non-sober state of the user, and enables the preset range stored in the account corresponding to the cloud terminal to be fast invoked and to improve the accuracy.

Description

technical field [0001] The present invention relates to a high-security payment system in the field of communications, in particular to a system and method for judging user body characteristics to prevent payment in sleep or unconscious states, and also to a method for detecting user body characteristics And judge the terminal equipment. Background technique [0002] The development of network technology and computer technology makes information processing ubiquitous. The development of network and telecommunication technology has also made information processing increasingly networked. Today, vast amounts of content and services are available through interconnected public and / or private networks. People use the Internet to improve their lives and bring convenience to their work, such as conducting financial activities such as online payments and fund transfers. [0003] At the same time, at present, mobile phone reservation cardless payment scheme is also relatively comm...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/32G06F3/01
Inventor 郑玉虎
Owner BEIJING QIHOO TECH CO LTD
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