Data exchange system and method for onsite transaction processing

Abstract

The invention discloses a data exchange system for onsite transaction processing, and the system comprises a micro-terminal induction card, a micro-terminal APP, a card reader, an application front end, an application server, and an issuing server. The micro-terminal induction card stores the identity recognition information, and the micro-terminal APP is a program which is installed on a mobile intelligent terminal and is used for identity authentication of a user and transaction processing. The issuing server is a program module which is used for the data exchange and the transaction processing. The card reader, the application front end and the application server form an application square block. The data exchange between the micro-terminal induction card and the micro-terminal APP is carried out through a circuit between the application front end and the application server and a circuit between the application front end and the issuing server. The invention also discloses a data exchange method for the onsite transaction processing, and the method comprises the steps: micro-terminal user registration and authentication, application access and marking, onsite transaction processing and abnormal transaction interception. The system can be used for replacing various types of payment cards, expense cards and identity verification cards, and is good in safety and resistance to attack.

Description

technical field [0001] The invention relates to the technical fields of data exchange, on-site affairs, and electronic payment processing, in particular to a data exchange system for on-site affairs processing and a data exchange method using the system. Background technique [0002] With the popularity of the Internet, various Web-based applications such as e-commerce, e-government and office automation have achieved vigorous development. People use these systems for a variety of things every day. The business processes behind these transactions are cross-system, cross-application, and cross-regional, requiring users to submit the data required for transaction processing safely and efficiently. In general, transaction processing is composed of a set of related operations to effectively record the data processing process of a specific business activity (called a transaction). [0003] In various transaction processing applications, there is a special scene of on-site tra...

AI Technical Summary

Problems solved by technology

To sum up, in the process of transaction processing based on physical cards, there is still a lack of a method for efficient remote data exchange with physical identity identification confirmed by the client. This problem needs to be solved urgently.

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