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Method and system for setting valid period of electronic certificate receiving

A technology for electronic vouchers and setting methods, which can be applied to electronic vouchers, payment systems, etc., to solve problems such as unfavorable capital circulation and reasonable control, unscheduled capital circulation timeliness, etc., and achieve the effect of enriching applications.

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, neither the online banking system nor the third-party payment system has stipulated the time limit for the circulation of funds, and it is still the principle of constant circulation, which is not conducive to the reasonable control of capital circulation by both parties.

Method used

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  • Method and system for setting valid period of electronic certificate receiving
  • Method and system for setting valid period of electronic certificate receiving
  • Method and system for setting valid period of electronic certificate receiving

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0035] Please refer to figure 1 , this embodiment is applied in the process of issuing electronic certificates, and in the period of issuing certificates. A method for setting the time limit for receipt of an electronic voucher provided by the present invention includes the steps of:

[0036] S1. The client sends the certificate issuance request information and the certificate receipt time limit setting information.

[0037] Specifically, the issuer sends a certificate issuance request message and certificate receipt time limit setting information to the background server of the issuing bank through the client terminal. Wherein, the client is an electronic certificate initiation terminal, and the client may be a mobile terminal, a computer or other PC connected to the Internet, or an ATM of the issuing bank. The issuing request information includes the identity information of the issuer and the payment account information. It can also include the information of the designat...

Embodiment 2

[0050] Based on the description of the above embodiment, this embodiment also proposes a system for setting the time limit for receipt of electronic certificates, such as figure 2 shown, including:

[0051] The data requesting end 10 is used to send the request information for issuing a certificate and the time limit setting information for receiving a certificate;

[0052] The data processing terminal 20 is used to receive the certificate issuance request information and the certificate receipt time limitation setting information, and issue an electronic certificate according to the certificate issuance request information and the certificate receipt time limitation setting information.

[0053]Further, the data processing terminal 20 also includes:

[0054] The receiving module 21 is configured to receive the certificate issuance request information and the certificate collection time limit setting information, and receive the certificate receipt confirmation information f...

Embodiment 3

[0062] Based on the description of the above embodiment, the present invention also provides another method for setting the time limit for receipt of electronic vouchers. This embodiment is an improvement on Embodiment 1, as shown in image 3 shown, including:

[0063] S10. The first server receives the certificate receipt request information sent by the second server.

[0064] Specifically, the first server receives the certificate collection request information sent by the first terminal, and the certificate collection request information is sent by the second terminal to the second server, and then sent by the second server to the first server.

[0065] In this step, the first terminal is the originating terminal of the electronic certificate, the second terminal is the receiving end of the electronic certificate, the first server is the background server of the issuing bank of the electronic certificate, and the second server is the background server of the receiving bank ...

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Abstract

The application discloses a method and system for setting a valid period of electronic certificate receiving. The method comprises: a client sends electronic certificate issuing request information and valid certificate receiving period setting information; a server side receives the electronic certificate issuing request information and valid certificate receiving period setting information that are sent by the client; the server side determines whether the valid certificate receiving period is corrected; and if so, an electronic certificate is issued based on the valid certificate receiving period setting information. According to the invention, with setting of a valid certificate receiving period of an electronic certificate, a valid period regulation is provided for fund circulation, so that benefits of two sides can be safeguarded and correct allocation in terms of fund circulation of the two sides becomes convenient; and the electronic certificate receiving side can carry out performance timely, so that the electronic certificate can be used flexibly. Therefore, application of financial payment tools is diversified.

Description

technical field [0001] This application relates to the field of electronic commerce, and specifically relates to a method and system for setting the time limit for receipt of electronic certificates. Background technique [0002] With the increasing development of computer, network and modern communication technology, the application of e-commerce has gradually entered thousands of households and become one of the familiar transaction methods. E-commerce uses the Internet platform to connect all parties involved in traditional business activities (buyers, sellers, logistics companies, financial institutions, etc.), and reduces transaction costs by making the entire transaction process networked, electronic, and informatized. , Improved transaction efficiency. [0003] However, in the current e-commerce application, the transfer of funds mainly depends on the traditional electronic direct transfer payment method and the third-party payment method. However, whether it is the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/3821
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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