Shared bicycle enterprise credit management system and method based on big data

A technology for sharing bicycles and management systems, applied in the field of credit management systems for shared bicycle enterprises, can solve problems affecting the good development of the industry, adverse traffic effects, and restricting the development of the industry, so as to achieve the effect of promoting sustainable development and realizing effective supervision

Inactive Publication Date: 2018-04-13
SOUTHEAST UNIV
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AI-Extracted Technical Summary

Problems solved by technology

[0003] At present, Internet rental bicycle credit management companies operate independently. Each company conducts credit management according to its own methods. The indicators are different, and there is no unified communication between brand operators. On the other hand, affected by development, the Internet rental market is currently in a period of exploration and development. , the policy system is incomplete, the supervision is not in place, and the operating disadvantages of various enterprises cannot be effectively corrected, which affects the sound development of the entire industry
[0004] Moreover, the current management of Internet rental bicycles only focuses on the credit assessment of users by e...
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Abstract

The invention discloses a shared bicycle enterprise credit management system based on big data, comprising: an enterprise operation data module which comprises an operation data module and an operation efficiency module, wherein the operation data module is used to collect and manage the vehicle operation data of each shared bicycle brand enterprise, and the operation efficiency module is used tocollect and manage the operational efficiency of each shared bicycle brand enterprise, and the operating enterprise credit rating is formed based on the operation data module and the operation efficiency module; a credit rating comparison module which forms the operating enterprise credit rating weight value according to the operation data module of the enterprise, wherein the credit rating weightvalue is compared with each set credit rating threshold, and the credit rating is divided in real time according to the comparison result; and a reward and punishment module which performs the corresponding reward and punishment management according to the real-time division of the operating enterprise credit rating, and is externally connected with a bank reference system. With the system, it ispossible to realize effective supervision of a shared bicycle operating enterprise and promote the sustainable development of the shared bicycle.

Application Domain

FinanceResources

Technology Topic

Management systemEngineering management +5

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  • Shared bicycle enterprise credit management system and method based on big data
  • Shared bicycle enterprise credit management system and method based on big data

Examples

  • Experimental program(1)

Example Embodiment

[0030] The present invention will be further explained below in conjunction with specific drawings.
[0031] Such as figure 1 As shown, a big data-based credit management system for a shared bicycle enterprise is provided, including an enterprise operation data module 10, a credit rating comparison module 20, and a reward and punishment module 30; the enterprise operation data module 10 is provided with an operation data module 11 and operation efficiency Module 12, operating data module 11 includes collecting and managing shared bicycles’ vehicle delivery areas, number of vehicles, user registrations, and number of failed vehicles recovered; operating efficiency module 12 includes collecting and managing shared bicycles’ user complaint ratios and idle vehicle handling timeliness The credit rating comparison module 20 includes a credit rating increase and decrease module 21; the reward and punishment module 30 includes warnings, plus or minus credit points, and rewards and punishments for entering the blacklist. The rewards and punishments are connected to the bank credit investigation system 31 for checking The operating enterprise conducts supervision on integrity management.
[0032] The credit rating can be classified according to A-good credit, B-good credit, C-good credit, and D-poor credit, and implement corresponding supervisory measures for each grade. The supervisory measures are connected to the bank's credit investigation system. The details are as follows:
[0033]
[0034] The working principle of the present invention is as follows: the enterprise operation data module 10 collects the operation enterprise's vehicle delivery area, the number of vehicles delivered, the number of user registrations, and the number of failed vehicles recovered through the operation data module 11, and effectively screens the data according to the real-time collection situation. Update and management; the enterprise operation data module 10 collects and manages the user complaint rate of shared bicycles, the timeliness of handling idle vehicles, and the timeliness of deposit refund through the operation efficiency module 12 to achieve an effective evaluation of the operating service quality and efficiency of the operating company. According to the corporate comprehensive credit rating weight value obtained by the corporate operating data module 10, the credit rating weight value is compared with the credit rating thresholds at all levels, and the operating enterprise credit rating is divided in real time based on the comparison result.
[0035] Since enterprise operation data will be updated with adjustments to operations, for example, bicycle-sharing operation company A was previously a B-level credit-good enterprise, and due to poor subsequent operations, the credit rating was reduced to credit level D. The credit rating is poor. The lifting module 21 realizes the downgrade adjustment of the credit level. For the adjusted credit level, the supervisory authority can issue corresponding punishment measures; for the same reason, if the shared bicycle operating company B was previously a C-level credit general enterprise, through follow-up efforts to improve The system of the present invention realizes the upgrading and adjustment of the credit level through the credit level lifting module 21, and the corresponding incentive measures are issued by the supervisory department to realize the real-time effective update management of the level, which is convenient The supervision department implements the effective management of bicycle sharing enterprises through the enterprise credit management system.
[0036] Such as figure 2 As shown, a method for credit management of shared bicycle companies based on big data is provided, which includes the following steps
[0037] S01: The enterprise operation data module collects the operation data of enterprise shared bicycles;
[0038] S02: The credit rating comparison module forms the weight value of the operating enterprise's credit rating through the collected enterprise shared bicycle operating data;
[0039] S03: The credit rating comparison module compares the operating company's credit rating weight value with the set thresholds of each credit rating;
[0040] S04: According to the comparison result of step S03, upgrade or downgrade the operating company's credit rating to obtain the operating company's credit rating;
[0041] S05: The reward and punishment module performs corresponding reward and punishment management according to the real-time classification of the operating enterprise's credit rating.
[0042] In the above step S05, the reward and punishment management external bank credit reporting system.
[0043] Through the above methods, the unified credit management of various shared bicycle companies is realized, and the evaluation of credit rating indicators is unified through the weight value of the credit rating. Further, the supervisory authority will link the punishment measures with the bank's credit information system and operate the operating companies through economic indicators through the bank. Of course, the regulatory authorities can implement administrative management through relevant systems, including limiting the area, quantity, and rewards and punishments to implement the operation and management of shared bicycles, so as to ensure the effective and sustainable development of shared bicycles.
[0044] The above content is a further detailed description of the present invention in combination with specific preferred embodiments. It cannot be considered that the specific implementation of the present invention is limited to these descriptions. For those skilled in the art to which the present invention belongs, without departing from the concept of the present invention Below, a number of simple deductions or substitutions can be made, all of which should be regarded as belonging to the protection scope of the present invention.

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