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Payment tokenization method based on block chain

A blockchain and tagging technology, applied in the payment system, payment system structure, digital data protection and other directions, can solve the problem of not being found, and achieve the effect of better effect, reasonable design and balanced cooling

Active Publication Date: 2018-12-07
GUANGZHOU TIANGAO SOFTWARE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a block chain-based payment tokenization method, which solves the technical problem of security risks in the existing tokenized payment, and realizes that the method design is reasonable, the transaction is carried out in the block chain system, and the transaction information is Broadcast in the blockchain to prevent information from being found or tampered, and the technical effect of high security

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  • Payment tokenization method based on block chain
  • Payment tokenization method based on block chain
  • Payment tokenization method based on block chain

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Embodiment Construction

[0036] In order to understand the above-mentioned purpose, features and advantages of the present invention more clearly, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, under the condition of not conflicting with each other, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0037] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from the scope of this description. Therefore, the protection scope of the present invention is not limited by the following disclosure. limitations of specific examples.

[0038] Please refer to figure 1 , the present application provides a block chain-based payment tokenization method, the method is applied in the block chain sys...

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Abstract

The invention discloses a payment tokenization method based on block chain; the method comprises the following steps: enabling a user to create account information on certain server in the block chainsystem, and forming corresponding token information according to the account information; broadcasting the formed token information in the block chain system; obtaining intelligent contract information and token information from the block chain in payment; carrying out payment operation according to the intelligent contract information and token information; broadcasting a payment succeed messagein the block chain system after the payment is done. The method is reasonable in design, carries out the transaction in the block chain system, broadcasts the transaction information in the block chain, prevents information from being lost or tampered, and is high in security.

Description

technical field [0001] The present invention relates to the field of network payment, in particular to a block chain-based payment tokenization method. Background technique [0002] The payment tokenization technology is a latest technology officially released by the international chip card standardization organization EMVCo in 2014. The principle is to use the payment token (token) instead of the bank card number for transaction verification, so as to avoid the risk of card number information leakage. Payment tokenization is the process of using a unique value to replace the traditional bank card primary account number, while ensuring that the application of this value is limited to a specific merchant, channel or device. Payment tokens can be used in all aspects of bank card transactions. Like the existing transactions based on bank card numbers, they can be used across banks in the industry and are universal. [0003] In the existing technology, although tokenized paymen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/04G06F21/64G06F21/60G06F1/20G06F11/32
CPCG06F1/20G06F11/327G06F21/602G06F21/64G06Q20/401G06Q40/04
Inventor 金风莲
Owner GUANGZHOU TIANGAO SOFTWARE TECH CO LTD
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