Refund tracking method, transaction guarantee platform, terminal and readable storage medium

Abstract

The invention discloses a refund tracking method of a transaction guarantee platform based on double-level and double-track authorization, which comprises the following steps: responding to a refund request initiated by a channel party to be refunded, and obtaining a refund guarantee agreement; Determine whether the channel party to be refunded meets the preset refund conditions according to the requested refund amount and the refund guarantee agreement; When the channel party to be refunded meets the refund conditions, the refund unit price and total refund amount of the refund responsibilityshall be calculated to the channel party to be refunded according to the requested refund amount and the refund guarantee agreement; Obtain the account number bound by the channel party to be refunded, and transfer the total refund amount transferred out by the refund responsible party to the channel party to be refunded; Modify the amount of authorization available to the refund channel party and the refund liable party based on the total refund amount. The invention also discloses a transaction guarantee platform, a terminal and a readable storage medium. The technical scheme of the invention aims at solving the problem that the management risk of the channel parties at all levels cannot be guaranteed in the control process of the channel parties at all levels by the merchant.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a refund tracking method for a transaction guarantee platform based on dual-level and dual-track authorization, a transaction guarantee platform, a terminal and a computer using the refund tracking method for a transaction guarantee platform based on dual-level and dual-track authorization readable storage media. Background technique [0002] With the rapid development and popularization of the Internet, e-commerce (e-commerce) has developed rapidly around the world. Well-known large enterprises and small and medium-sized merchants have introduced e-commerce, and e-commerce models have become more and more diverse. The e-commerce model is usually used to provide commodity buying and selling services. The buyers and sellers are merchants and customers. In the existing technology, merchants generally control their channel parties at all levels through manual control. Duri...

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide a refund tracking method for a transaction guarantee platform based on dual-level and dual-track authorization, aiming to solve the problem that the business risks of channel parties at all levels cannot be guaranteed during the process of merchants’ management and control of channel parties at all levels

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