Refund tracking method, transaction guarantee platform, terminal and readable storage medium

Abstract

The invention discloses a refund tracking method of a transaction guarantee platform based on chain authorization, which comprises the following steps: responding to a refund request initiated by a channel party to be refunded, and obtaining a refund guarantee agreement; Determine whether the channel party to be refunded meets the preset refund conditions according to the amount of refund requested and the refund guarantee agreement; When the channel to be refunded meets the preset refund conditions, the refund unit price and the total refund amount of the refund from the superior channel to the channel to be refunded are calculated according to the requested refund amount and the refund guarantee agreement; Obtain the account number bound by the channel party to be refunded, and transferthe total refund amount transferred from the superior channel party to the channel party to be refunded; According to the total refund amount, modify the available authorization limit of the channel party to be refunded and the parent channel party. The invention also discloses a transaction guarantee platform, a terminal and a computer-readable storage medium. The technical scheme of the invention aims at solving the problem that the management risks of the channel parties at all levels cannot be guaranteed in the process of the management and control of the channel parties at all levels by the merchant.

Description

technical field [0001] The present invention relates to the field of computer technology, and in particular to a refund tracking method for a transaction guarantee platform based on chain authorization, a transaction guarantee platform applying the refund tracking method for a transaction guarantee platform based on chain authorization, a terminal, and a computer-readable storage medium. Background technique [0002] With the rapid development and popularization of the Internet, e-commerce (e-commerce) has developed rapidly around the world. Well-known large enterprises and small and medium-sized merchants have introduced e-commerce, and e-commerce models have become more and more diverse. The e-commerce model is usually used to provide commodity buying and selling services. The buyers and sellers are merchants and customers. In the existing technology, merchants generally control their channel parties at all levels through manual control. During the process of artificial co...

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide a chain authorization-based transaction guarantee platform refund tracking method, which aims to solve the problem that the business risks of channel parties at all levels cannot be guaranteed during the process of merchants’ management and control of channel parties at all levels

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