Accounting affair processing method and device

Abstract

The invention provides an accounting affair processing method and device, and the method comprises the steps: determining a to-be-accounted subject identifier corresponding to a preset business when apreset business payment transaction request of a first user is received; determining a prompt code corresponding to the to-be-accounted subject identifier according to the to-be-accounted subject identifier and a pre-configured relationship between the to-be-accounted subject identifier and the prompt code; performing account passing processing on the first user account, and recording a prompt code corresponding to the intermediate transition fund data as a prompt code corresponding to the to-be-accounted subject identifier; when a preset service income transaction request of a second user isreceived, carrying out account passing processing on an account of the second user, and recording a prompt code corresponding to the intermediate transition fund data as a prompt code corresponding to the to-be-accounted subject identifier; and when account opening processing is carried out, acquiring total account data corresponding to the preset service according to the recorded prompt code. According to the technical scheme, the security of the transition fund data is ensured, and the efficiency and success rate of business transaction are improved, so that the user experience is improved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to an account processing method and device. Background technique [0002] In order to process the intermediate transitional payment data of specialized businesses, the bank has established its internal account mechanism, including a series of cumbersome processing procedures such as account opening, posting restrictions, and flow records, which lead to the following shortcomings in this accounting processing method: the storage of intermediate transitional payment data As an internal account, the establishment and processing process of the internal account is cumbersome, and there is a risk of artificially changing the data of the transitional payment; in actual business transactions, the accounting processing of the bank's internal account, that is, the actual posting process, takes extra time and affects customer experience. ; The same type of business uses the only intern...

AI Technical Summary

Problems solved by technology

[0002] In order to process the intermediate transitional payment data of specialized businesses, the bank has established its internal account mechanism, including a series of cumbersome processing procedures such as account opening, posting restrictions, and flow records, which lead to the following shortcomings in this accounting processing method: the storage of intermediate transitional payment data As an internal account, the establishment and processing process of the internal account is cumbersome, and there is a risk of artificially changing the data of the transitional payment; in actual business transactions, the accounting processing of the bank's internal account, that is, the actual posting process, takes extra time and affects customer experience. ; The same type of business uses the only internal bank account. When the business volume is large and concurrent transactions are high, timeout waiting and deadlock are prone to occur, which will reduce system performance and cause transaction failure.

[0003] For the above problems, no effective solution has been proposed

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