Enterprise risk control method and device based on big data credit investigation, equipment and medium

Abstract

The embodiment of the invention discloses an enterprise risk control method, device and equipment based on big data credit investigation and a medium, the method is executed by an enterprise risk control system, and the enterprise risk control system comprises a credit investigation data standardization module, a credit investigation data indexing module, an enterprise admission module, an enterprise anti-fraud module and an internal credit scoring module. The method comprises the following steps: processing credit investigation data acquired by a plurality of data sources through a credit investigation data standardization module to determine a structured data item; processing the structured data item through a credit investigation data indexing module to form a credit investigation data index corresponding to the evaluated enterprise; automatically verifying the credit investigation data indexes corresponding to the evaluated enterprises through an enterprise admission module, and screening out the evaluated enterprises meeting admission requirements according to a verification result; and performing fraud risk evaluation on the evaluated enterprise meeting the admission requirements through a built-in model of the enterprise anti-fraud module, determining the fraud probability of the evaluated enterprise, and forming a fraud risk score of the evaluated enterprise.

Description

technical field [0001] This manual relates to the field of enterprise risk control, and in particular to an enterprise risk control method, device, equipment and medium based on big data credit investigation. Background technique [0002] Risk control means that risk regulators take various measures and methods to eliminate or reduce the various possibilities of risk events, or reduce the losses caused by risk events. In the current risk control of enterprises, the role of credit is becoming more and more important. At the same time, the credit of enterprises is also an important factor for risk supervision and evaluation of enterprises. [0003] In the prior art, the credit-based risk control scheme for enterprises may be inaccurate, and cannot well meet the needs of current enterprise regulators. [0004] Based on this, for regulators of existing enterprises, a more accurate risk control scheme is needed. Contents of the invention [0005] One or more embodiments of th...

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Problems solved by technology

[0003] In the existing technology, the credit-based risk control scheme for enterprises may be inaccurate and cannot well meet the needs of current enterprise regulators

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