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Chemical transaction risk assessment method and system

A risk assessment system and risk assessment technology, applied in the field of chemical transaction risk assessment methods and systems, can solve the problems of untimely inventory scheduling, error-prone, high risk, etc., achieve business expansion and resource reuse, enhance competitive advantages, and reduce The effect of trading risk

Pending Publication Date: 2021-11-16
厦门汇银通达数字科技有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] The transportation of the chemical industry is still at a relatively backward stage of informatization development. The products sold are often of large amounts, inventory scheduling is not timely, and payment is in arrears. Manual risk assessment and processing are not only inefficient, but also prone to errors. For commodities, the risk is higher

Method used

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  • Chemical transaction risk assessment method and system
  • Chemical transaction risk assessment method and system
  • Chemical transaction risk assessment method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0039] A chemical transaction risk assessment method, comprising

[0040] The data in the historical data set is used for mathematical modeling, and then the prediction model is established through machine learning, and the risk coefficient is calculated by inputting order parameters into the prediction model;

[0041] The calculation method of the risk factor is:

[0042]

[0043] Choose different trading methods to trade according to the risk factor, and add the transaction (including order, order parameters, transaction time, performance, etc.) to the historical data set (feedback) after the transaction is completed.

[0044] in

[0045] The "selecting different trading methods to trade according to the risk coefficient" includes judging whether the risk coefficient is ≥ 90, and if so, the order corresponding to the order parameter is regarded as a high risk, and the loan or cash on delivery is refused; if not, the risk is judged Whether the coefficient is ≥ 80 and < 9...

Embodiment 2

[0050] A chemical transaction risk assessment system, including

[0051] On the operation side, an order with order parameters is drawn up, and the order is transmitted to the order risk assessment system through the Internet (http protocol);

[0052] The order risk assessment system extracts the order parameters in the order, sends the order parameters to the forecasting model and selects different trading methods to trade with the operation terminal according to the returned risk coefficient; the order risk assessment system receives the returned risk coefficient, Determine whether the risk coefficient is ≥ 90. If yes, the order corresponding to the order parameter is regarded as high risk, and refuse to lend or cash on delivery; if not, determine whether the risk coefficient is ≥ 80 and < 90. The order is regarded as moderate risk, and part of the loan is allowed to be paid, and the balance payment is paid after delivery; if not, it is judged whether the risk coefficient is...

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Abstract

The invention relates to the technical field of computers, in particular to a chemical transaction risk assessment method and system, and the method comprises the steps: carrying out the mathematical modeling of data in a historical data set, building a prediction model through machine learning, inputting order parameters into the prediction model, and calculating a risk coefficient; and selecting different transaction modes for transaction according to the risk coefficient. According to the invention, risk assessment is carried out on transaction records based on a machine learning means, so that transaction risks and bad debts can be effectively reduced, the risk assessment is upgraded from the original manual experience operation to historical data-based assessment prediction, so that the risk assessment is more objective, efficient and accurate; through the prediction model, the competitive advantage can be effectively improved, and the service expansion and resource reuse are improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for assessing risks of chemical industry transactions. Background technique [0002] The transportation of the chemical industry is still at a relatively backward stage of informatization development. The products sold are often of large amounts, inventory scheduling is not timely, and payment is in arrears. Manual risk assessment and processing are not only inefficient, but also prone to errors. For commodities, the risk is higher. Contents of the invention [0003] The technical problem to be solved by the present invention is to provide a chemical transaction risk assessment method and system for risk assessment of commodities, customers, storage and funds involved in the process of chemical bulk commodity sales to reduce transaction risks. [0004] In order to solve the problems of the technologies described above, the technical solution adopted in th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/04G06Q50/04G06N20/00G06Q30/06
CPCG06Q20/4016G06Q40/04G06Q50/04G06N20/00G06Q30/0635Y02P90/30
Inventor 朱剑川谢道德肖建峰
Owner 厦门汇银通达数字科技有限公司
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