Biological identify safety identification movable payment system and method

A biometric identity and security technology, applied in the field of security identification mobile payment system, can solve problems such as forgery, cardholder loss and easy to be stolen, and achieve the effect of preventing forgery

Inactive Publication Date: 2004-04-28
YIH SHENG TECHNOLGY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, the use of credit cards or a combination of mobile phones, credit cards, and trading website transactions and payment methods has become very popular in the trading market, but there are problems that cardholders are easily stolen, forged or using fake cards when they are lost. very serious

Method used

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  • Biological identify safety identification movable payment system and method
  • Biological identify safety identification movable payment system and method
  • Biological identify safety identification movable payment system and method

Examples

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Embodiment Construction

[0030] see figure 1 As shown, the present invention first enables each financial institution, such as the payment terminal 21, 22, 23 of each bank, to establish a transaction connection relationship with the consumer terminal 10 and each merchant terminal 31, 32, 33, such as a consumer with a certain After signing a contract with each bank, you can obtain the exclusive ID code for connecting the consumer terminal 10 with the payment terminals 21, 22, and 23 of each bank, and a certain amount of consumer credit. After signing a contract with the bank, each merchant can obtain an exclusive ID code. Allow consumers to spend on it, and receive the consumption amount from Yinfu.

[0031] see figure 2 Shown; The consumption terminal of the present invention comprises two types, at first for the owner of the magnetic stripe card, the consumption terminal is a data transmission unit 50, including a data storage module 51 and a data transmission module 52: the data storage module 51 ...

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Abstract

The system and method of the present invention is that during trade, the consumer transmits the personal biological identification information via data transmitting unit and different transmitting system to the merchant or the payment party firstly for consumer's personality identification; the merchant then contacts the payment party via different transmitting system and the payment party confirms the ID code and authentication data and transmits the authorized amount and relevant data to the merchant; and finally the merchant gives the account bill for the consumer to confirm and relevant information and the consumer to sign the account bill to complete the trade.

Description

technical field [0001] The invention relates to a mobile payment system and method for safe identification, in particular to a mobile payment system and method for safe identification of biological identity. Background technique [0002] At present, the use of credit cards or a combination of mobile phones, credit cards, and trading website transactions and payment methods has become very popular in the trading market, but there are problems that cardholders are easily stolen, forged or using fake cards when they are lost. very serious. Contents of the invention [0003] The technical problem to be solved by the present invention is to provide a biometric identity security identification mobile payment system and method for consumption security, withdrawal, and payment to facilitate transaction and payment. [0004] The above technical problems of the present invention are achieved by the following technical solutions. [0005] A biometric identification security mobile ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F13/00G06K9/00G06K9/62
Inventor 谢丁坤
Owner YIH SHENG TECHNOLGY
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