The invention discloses a special-effect stem-cell in-vitro induction technology. The special-effect stem-cell in-vitro induction technology includes: separating and culturing human umbilical cord stem cells, to be more specific, using the human umbilical cord stem cells, taking human umbilical cord Wharton's jelly in a sterile manner, collecting cell suspension, changing the suspension when primary culture is performed for 24 hours, and changing the suspension when the primary culture is performed for 48 hours; performing primary culture for 7 days, digesting with trypsin if cell flocking is observed and then performing passage into a new bottle, and discarding suspended cells, wherein most of the human umbilical cord stem cells firmly attach to the bottle wall; adding a whole culture medium to start passage culture, changing the culture liquid every 3 days, and performing continuous passage for 3 generations; performing in-vitro human umbilical cord stem cell induction, to be more specific, selecting the stem cells with appropriate passage time and within 3 generations, changing the liquid, adding an induction differentiation agent 5-azacytidine, adding a liver cell growth factor HGF, basic growth factors EGF+bFGF and a stem cell factor SGF, and performing in-vitro induction for 24 hours. By the latest-generation in-vitro induction technology, the target homing rate of the in-vivo stem cells is 100%.