Implementation method for payment service of Bank-Communication mobile phone

An implementation method and mobile phone technology, applied in the field of expanded mobile phone bill payment business, to achieve the effects of ensuring smooth flow, saving time, and ensuring communication

Inactive Publication Date: 2007-12-12
中国移动通信集团云南有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0022] In order to overcome the shortcomings of the existing payment methods, the purpose of the present invention is to combine the existing Yinxuntong service platform to expand the mobile phone payment service that does not require deposit management and allows users to operate conveniently, thereby solving the above two mobile phone payment services There are problems in the method, and at the same time, two developments are carried out on this platform by taking advantage of the strong scalability of the SMS function, and the mobile phone bill payment service can be further improved by using the STK card business function and the smart phone program function.

Method used

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  • Implementation method for payment service of Bank-Communication mobile phone
  • Implementation method for payment service of Bank-Communication mobile phone

Examples

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Embodiment Construction

[0050] To sum up, we take the realization of Yinxuntong’s bill payment business through the STK card business function as an example, and briefly describe the implementation process of the entire inventive solution as follows:

[0051] (A) After receiving 10 yuan in cash from other (her) mobile phone users, the bill-paying mobile phone user pays the bill with the activated and bound Yinxuntong mobile phone;

[0052] (B) The bill payment mobile phone user enters the STK menu, enters the mobile phone number 139******** and the payment amount of 10 yuan of other (her) mobile phone users, and confirms;

[0053] (C) The bill payment mobile phone sends a short message to Yinxuntong receiving terminal processor;

[0054] (D) Yinxuntong accepts the terminal processor to add the received payment amount of 10 yuan to the payment mobile phone fee account;

[0055] (E) Yinxuntong accepts a short message sent by the terminal processor that the payment procedure has been successfully proce...

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Abstract

The invention relates to realizing method of YIN XUN TONG mobile telephone charging operation, the telegraphy net at least includes any one of 2.5G, 3G net such as fixation telephone net, GSM mobile telephone net, GPRS, CDMA, and combines current YIN XUN TONG operation platform, it characterized in that the method includes following steps: (A) charging user of mobile telephone ensures symbiosis with running merchant, and ties number of mobile telephone to card; (B) charging user of mobile telephone can charge for other user, corresponding money is deducted from account of card; (C) running merchant cashes spending and cash to account of charging user of mobile telephone termly. The method of charging is easy, quick, reliable, and can be used widely in mobile telephone charging system.

Description

technical field [0001] The invention relates to the field of providing service services to network terminal customers in a telecommunication network, in particular to an expanded mobile phone bill payment service method realized by integrating UnionPay's Yinxuntong service platform and short message network in the telecommunication network. Background technique [0002] There are various business models for mobile phone bill payment, and the closest technologies are mainly the mobile phone top-up service of Yunnan Mobile and the mobile phone top-up of Hangzhou Saibang Company. [0003] Yunnan Mobile's mobile phone top-up business process is as follows: [0004] After confirming the cooperative relationship with Yunnan Mobile, the user provides a mobile phone number and performs data management in the Yunnan Mobile business system; [0005] After the user recharges the guaranteed amount of charging (requires the user to go to Yunnan Mobile's own charging outlet), the Yunnan ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04Q7/22H04M17/00H04M3/42H04W4/24
Inventor 李宇高清
Owner 中国移动通信集团云南有限公司
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