Terminal payment method and terminal based on near field communication

A near field communication and terminal technology, applied in the field of communication, can solve the problems of low security, inflexible operation, limited consumption types, etc., and achieve the effect of flexible payment

Inactive Publication Date: 2010-03-31
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0011] Considering the problems of limited types of consumption, inflexible operation and low security in near-field communication mobile payment in the related art, the present invention is made. Therefore, the main purpose of the present invention is to provide a terminal based on near-field communication Payment method, and terminal based on near field communication

Method used

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  • Terminal payment method and terminal based on near field communication
  • Terminal payment method and terminal based on near field communication
  • Terminal payment method and terminal based on near field communication

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0041] Function overview, the present invention proposes the overall structure of SP mobile terminal client module, SP mobile terminal smart card end service module, WP mobile terminal smart card end service module, WP mobile terminal client module in the wireless communication terminal based on JAVA, utilizes each The payment and operation flexibility of the modules and the security protection of the interaction between the modules solve the problems of limited consumption types, inflexible operation and low security in the near-field communication mobile payment in the related technology.

[0042] Device embodiment

[0043] In this embodiment, a terminal based on near field communication is provided.

[0044] Such as figure 2 As shown, the terminal based on near field communication according to this embodiment includes:

[0045] The SP mobile terminal client module (hereinafter referred to as the SP mobile terminal client) 202 is located in the terminal and is used to neg...

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Abstract

The invention discloses a terminal payment method and a terminal based on near field communication, wherein the method comprises the following steps: a content service provider mobile terminal clientwhich is an SP mobile terminal client carries out service negotiation with an SP through wireless air communication to determine service information and writes the service information to an intelligent card end service of the SP mobile terminal; the intelligent card end service of the SP mobile terminal carries out near field communication with the SP and provides the service information for the SP; and the SP mobile terminal client communicates with a wallet service provider mobile terminal intelligent card service which is a WP mobile terminal intelligent card service and pays for the SP. Bythe invention, the problems of limited consumption kinds, inflexible operations and low safety existing in near field communication mobile payment of the relevant art can be solved by fully utilizingthe payment and operation flexibility of various modules and safe protection of the interaction among the modules and the aim for realizing safe and flexible payment can be achieved.

Description

technical field [0001] The present invention relates to the communication field, and in particular, relates to a terminal payment method based on near field communication and a terminal based on near field communication. Background technique [0002] At present, the concept of people-oriented service consumption has made more and more remote mobile banking transactions popular, so that people can fully enjoy the convenience of mobile transactions, and, with mobile terminals (such as mobile phones and personal digital assistants ( With the development of PDA), services such as inquiries, transfers, and payments based on mobile banking are also widely used on mobile terminals. [0003] However, the current mass consumption is still dominated by close-distance consumption. For example, cash payment and credit card payment are still the most common consumption methods. Ordinary short-distance consumption mainly has many disadvantages, for example, change, various credit cards a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00H04L29/08G06Q20/16
Inventor 魏向林王渡华黄小燕吴江月代家聪
Owner ZTE CORP
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