Radio frequency_subscriber identity module (RF_SIM) card system for mobile payment

Abstract

The invention relates to a radio frequency_subscriber identity module (RF_SIM) card system for mobile payment. The system consists of an RF_SIM card, an RF_SIM card reader, a point of sale (POS) machine and a matched tool, and is characterized in that a chip with a radio frequency communication module is bridged with the RF_SIM card; the card reader has a 2.4G communication function; and the bridged RF_SIM card can keep data transmission with the card reader under a certain communication protocol. According to the technical scheme, the shortcoming that the conventional SIM card only can communicate with a mobile phone is completely overcome; and the system has the advantages of convenience, high speed and safety, and can be applied to the fields of mobile banking, public transportation, public utility payment, commodity retailing, advertisement and the like, thereby promoting the fusion of the fields of telecommunication, banks, traffic and the like.

Description

technical field [0001] The invention belongs to the field of information technology, and in particular relates to an RF_SIM card system that can be used for mobile phone payment. Background technique [0002] E-commerce is a business activity carried out on the Internet. Its main functions include online advertising, ordering, payment, customer service and delivery of goods, sales, pre-sales and after-sales services, as well as market research and analysis, financial accounting and production arrangements, etc. Business activities developed using the Internet. E-commerce in a narrow sense is called electronic transactions, while e-commerce in a broad sense includes all online business activities including electronic transactions. E-commerce is developing faster and faster, and has gradually become the main trend of the development of the Internet economy. Online shopping and payment have gradually become a convenient way of life. Compared with traditional business activiti...

AI Technical Summary

Problems solved by technology

However, according to the survey, only 1% of people who visit e-commerce websites in China make purchases, and only 5% in the United States. The main factor is that the means of payment are backward

At present, e-commerce payment mainly adopts credit card payment method, but credit card payment needs to be transferred through bank, which has a long cycle, has the disadvantages of slow cashing speed, and is not easy to be instantly confirmed by buyers and sellers, and is not suitable for the rapidity requirements of e-commerce.

Images