High-security portable collection and payment method

Abstract

The invention discloses a high-security portable collection and payment device which comprises a storage module, a payment information reading and collection information setting module, a terminal user identity recognition module, a communication module, an input-output module and a microcontroller. Meanwhile, the invention discloses a high-security portable collection and payment method used for the high-security portable collection and payment device. The method includes the steps of a setting action, a collection action and a payment action. When the device is wearable, the method can also include the step of a wearing verification action. The device and method conduct user identity presetting through a biosensor, when the device and method are used, identity verification and recognition are conducted through the biosensor, the step that information such as a password is input manually for login verification is omitted, a plurality of operations in the collection and payment processes are also greatly reduced, rapid and secure nearby electronic collection and payment are achieved conveniently, the security, the confidentiality and the usability are greatly improved, and the applicable crowd range is widened. Meanwhile, the device can be a wearable article such as a watch, a bracelet, a ring and the like in appearance, and the device can also be arranged in a wearable accessory and is convenient to use and fashionable.

Description

technical field [0001] The invention relates to a collection and payment method and device, in particular to a portable pocket-sized payment electronic device and a collection and payment method suitable for the payment electronic device. Background technique [0002] With the rapid development and continuous updating of technology, people's financial transfer methods have developed from traditional bank counters and bank ATMs to online banking, SMS banking, and mobile banking. People are also changing from traditional banknote transactions to a combination of banknote transactions and electronic transactions when purchasing goods. UnionPay POS machines, which are familiar in life, are a good application example, which greatly improves the settlement speed of customer consumption. , shortening the waiting time for customers to check out, and the non-cash settlement method has brought great convenience to people; at the same time, the rapid development and promotion of online...

AI Technical Summary

Problems solved by technology

However, it requires users to manually enter passwords and other information to log in or verify, which is greatly lacking in security, confidentiality, and ease of use.

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