Mobile payment processing system and method thereof
A technology for mobile payment and processing results, applied in the direction of payment system, payment system structure, data processing applications, etc., can solve the problems of payment completion delay, payment processing server unable to know the terminal network address information of affiliated stores, payment not executed, etc.
Active Publication Date: 2019-07-30
HAREXINFOTECH INC
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- Abstract
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Problems solved by technology
Therefore, there is a problem that the payment by the mobile terminal is not performed and is on standby until the affiliated store terminal receives T-ID information from the payment processing server
[0010] In addition, in the conventional mobile payment method, unless payment-related information is sent to the payment processing server and communication with the payment processing server is continuously maintained during the operation of the affiliated store terminal initially sending payment information to the mobile terminal, the payment processing The server cannot tell the affiliated store whether the terminal payment is processed
[0011] That is, in the mobile terminal-guided payment method, the payment processing server cannot know the network address information of the affiliated store terminal, and even if the mobile terminal sends the network address information of the affiliated store terminal to the payment processing server when requesting payment, even if the payment processing server Knowing the private Internet Protocol (IP) address of the affiliate terminal also prevents the payment processing server from reconnecting to the affiliate terminal, as many affiliate terminals are currently located down private routers and use private IP addresses
As a result, in the current communication infrastructure, the affiliated store terminal must maintain the connection with the payment processing server until the payment processing is completed in order to receive the payment processing result from the payment processing server. A problem with a customer performing payment processing
[0012] Therefore, there is a problem that it cannot be confirmed in the affiliated store terminal that the payment between the customer's mobile terminal and the payment processing server is processed and whether the payment is completed
[0013] Therefore, when processing the payment guided by the mobile terminal, there is inconvenience that the affiliated store terminal cannot immediately know the payment situation through the customer's mobile terminal, and there is a problem that since the affiliated store terminal must be connected to the payment processing server by Check the payment result after confirming to the customer whether the payment is completed using the mobile terminal, so the completion of the payment is delayed
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[0039] The above and other objects, features and advantages of the present invention will become more apparent to those of ordinary skill in the art by describing in detail exemplary embodiments thereof with reference to the accompanying drawings. However, the present invention is not limited to the exemplary embodiments to be described below, but may be implemented in various types. Exemplary embodiments of the present invention are described in sufficient detail below to enable those of ordinary skill in the art to embody and practice the present invention. The invention is defined by the claims.
[0040] Furthermore, the terminology used herein is for the purpose of describing particular embodiments only and is not intended to limit the present invention. As used herein, unless the context clearly dictates otherwise, singular forms are intended to include plural forms as well. It will also be understood that the terms "comprising" and / or "comprises" as used herein indicat...
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The present invention relates to a mobile payment processing system using a mobile terminal and its method, and by making the member's terminal directly generate transaction identification information T-ID when requesting payment and sending the generated T-ID to the mobile terminal, the mobile The user of the terminal can quickly perform the mobile payment service without waiting for a response signal from the payment processing server receiving the payment request signal. The present invention also provides a payment processing result notification server and a member's terminal, which enable the member's terminal to perform UDP communication with the payment processing result notification server during the mobile payment process to directly inquire about the transaction status when the payment process is completed.
Description
technical field [0001] The following description relates to a mobile payment processing system and method for performing a mobile payment through a customer's mobile terminal, and more particularly, to a mobile payment processing system including an affiliated store terminal capable of performing a mobile payment through a customer's mobile terminal. A payment processing system and method, and a payment processing server performing mobile payment with an affiliated store terminal. Background technique [0002] According to the spread of mobile terminals such as smartphones, payment with mobile terminals is mainly used when payment is performed in stores and the like. [0003] Generally, payment through a mobile terminal is performed through a mobile terminal used by a customer, an affiliated store terminal used in a store, etc., and a payment processing server that processes payment while communicating with both terminals. [0004] Among them, there is a mobile terminal-gui...
Claims
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IPC IPC(8): G06F17/40G06Q20/40G06Q20/32
CPCG06Q20/40G06Q20/3274G06Q20/3276G06Q20/202G06Q20/326G06Q20/32G06Q20/3226G06Q20/325G06Q20/405
Inventor 朴暻阳郑勋俊
Owner HAREXINFOTECH INC