Safety certification device and method for user identity based on far and near field data interaction

Abstract

The invention provides a safety certification device and method for the user identity based on far and near field data interaction, relates to the field of long and short range communication and data safety, and aims at solving the problem that the safety of long and short range data interaction is hard to ensure in the prior art; and the method can realize mobile payment, roaming free with virtual number and multi-number multi-channel network speed improvement via user identity based safety identification. A Micro-sd or U / SIM card integrated with certification function of the system is replaced to enhance the resistance to Trojan of a mobile phone and enable the intelligent mobile phone to serve as POS comprehensively; in near-field payment, a system server issues certification data to the mobile phone POS, the mobile phone POS transfers time-limited feedback certification data to the paying mobile phone, and the identity certification passes when returned data is the same with data of the server; in remote payment, the system carries out twice identification on the identity codes of user to prevent user data from being stolen remotely; and a set of safety guarantee flow for remote virtual number authentication is provided, so that roaming-free application of the virtual number and the network speed improvement of multiple virtual numbers and multiple carrier waves are realized.

Description

technical field [0001] The invention relates to the whole technology of identity security authentication, in particular to a user identity security authentication technology based on far and near field data interaction. Background technique [0002] With the vigorous development of the global economy and the internationalization and flattening of various activities, domestic and foreign exchanges have become increasingly frequent. However, the subsequent mobile communication roaming charges have also increased significantly. At the same time, users' explosive demand for data services, Desperately expect faster mobile internet speeds. On the other hand, with the popularization of smartphones and the rapid development of mobile networks today, Internet finance is booming and in the ascendant. According to authoritative data: in 2014, the mobile payment amount of the commercial banking system was 23 trillion yuan, and the mobile payment amount of third-party payment institution...

AI Technical Summary

Problems solved by technology

[0003] The purpose of the present invention is to solve the problems of low security of existing mobile payment, insufficient number of POS, high roaming charges in different places and poor network speed

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