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Health insurance risk evaluation system based on biological information

A risk assessment system, health insurance technology, applied in health insurance management, informatics, medical informatics and other directions, can solve the problem of insurance risk assessment system being unable to assess, assessing risks, etc., to strengthen risk control and core competitiveness, The effect of the advantages of large amount of information and comprehensive information

Inactive Publication Date: 2016-07-13
ANYCHECK INFORMATION TECH
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a health insurance risk assessment system based on biological information, which aims to solve the technical problem that the existing insurance risk assessment system cannot combine biological information to assess health insurance risks, resulting in high assessment risks

Method used

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  • Health insurance risk evaluation system based on biological information
  • Health insurance risk evaluation system based on biological information
  • Health insurance risk evaluation system based on biological information

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Embodiment Construction

[0025] In order to further illustrate the technical means and effects of the present invention to achieve the above objectives, the specific implementation, structure, features and effects of the present invention will be described in detail below in conjunction with the accompanying drawings and preferred embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0026] refer to figure 1 as shown, figure 1 It is a schematic diagram of the system structure of a preferred embodiment of the health insurance risk assessment system based on biological information of the present invention. In the present invention, the health insurance risk assessment system based on biological information includes a risk assessment database system 1, a database search engine 2 and a biological underwriting risk index analysis system 3, and the risk assessment database system 1 passes throu...

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Abstract

The invention discloses a health insurance risk evaluation system based on biological information. The health-insurance risk evaluation system comprises a risk evaluation database system, a database search engine and a biological underwriting and examination risk index analysis system, wherein the risk evaluation database system is connected to the biological underwriting and examination risk index analysis system by the database search engine. The risk evaluation database system comprises a historical risk evaluation database, a realistic risk evaluation database, a predictive risk evaluation database, a financial risk grade evaluation database, a biological recognition risk evaluation database, a health insurance underwriting index library and an actuarial rate index library. The biological underwriting and examination risk index analysis system comprises a biological gene detecting subsystem, a human health pre-warning subsystem and a biological underwriting and examination risk control subsystem. The health insurance risk evaluation system disclosed by the invention adopts a multi-dimensional information database set with quantitative classification of information, combines the biological information to evaluate the health insurance, and is beneficial to reducing the evaluation risk and reducing the underwriting cost.

Description

technical field [0001] The invention relates to the field of medical information processing, in particular to a health insurance risk assessment system based on biological information. Background technique [0002] As our country's economy continues to grow, spending on health and life insurance continues to increase. Health, life, and education are the main components of human capital. Stability, sanitation, and investment in health can directly increase social productivity. Therefore, it is of great economic and social significance to study the demand of life insurance and health insurance, and it has more practical significance for underwriting and actuarial calculation of insurance companies. [0003] Bioinformatics technology provides exponentially growing orderly data and related information. After analysis and sorting, the risk control concept and innovative thinking of health insurance can be obtained from the massive information. Therefore, it is necessary to esta...

Claims

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Application Information

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IPC IPC(8): G06F19/00G06Q40/08
CPCG16Z99/00G06F19/328G06F16/90G06Q40/08G16H50/30
Inventor 张贯京陈兴明高伟明李慧玲
Owner ANYCHECK INFORMATION TECH
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