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Electronic certificate receiving method and device

An electronic certificate, a seller's technology, applied in the field of Internet finance

Inactive Publication Date: 2017-01-25
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the technical problem to be solved by the present invention is to provide a method and device for collecting electronic certificates to solve the technical problem that the seller cannot selectively collect money

Method used

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  • Electronic certificate receiving method and device
  • Electronic certificate receiving method and device
  • Electronic certificate receiving method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0027] Such as figure 1 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention is applied to a second terminal, and the method includes the following steps:

[0028] S101. Receive and store the receipt conditions preset by the seller.

[0029] Specifically, the seller sets the parameter range of electronic certificates that can be accepted or the parameter range of electronic certificates of rejection according to requirements. Electronic voucher parameters include but are not limited to any one or a combination of the following parameters: issuance time, transaction object information, settlement rate, issuing bank information, issuance amount, performance period, receipt period, electronic voucher model and settlement mode etc. The seller sets the acceptable parameter range or the rejection certificate parameter range according to the requirement. For example, the rejection of the issuance of the L / C after the issuanc...

Embodiment 2

[0043] Such as figure 2 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention includes the following steps:

[0044] S201. The second terminal receives and stores the receipt conditions preset by the seller.

[0045] S202. Receive a notification to be received sent by the first terminal, wherein the notification to be received includes electronic certificate information.

[0046] S203. Check whether the receiving condition is met according to the electronic voucher information and the receipt condition, if the receiving condition is met, execute step S204, otherwise execute step S205.

[0047] S204. Send a certificate collection application to the second fund management server, and go to step S206.

[0048] S205. Send a rejection notification to the first terminal.

[0049] S206. End the process.

[0050] On the basis of the first embodiment, the embodiment of the present invention adopts the first terminal to send t...

Embodiment 3

[0052] Such as image 3 As shown, a method for receiving an electronic certificate provided by an embodiment of the present invention includes the following steps:

[0053] S301. The second terminal receives and stores the receipt conditions preset by the seller.

[0054] S302. Receive a notification to receive a certificate sent by the first fund management server, wherein the notification to receive a certificate includes electronic certificate information.

[0055] S303. Determine whether the transaction object is in the white list, if yes, go to step S306, otherwise, go to step S304.

[0056] S304. Determine whether the transaction object is in the blacklist, if yes, go to step S307; otherwise, go to step S305.

[0057] S305. According to the comparison between the electronic voucher information and the acceptable parameter range / rejection certificate parameter range, whether the acceptance condition is met, if the acceptance condition is met, perform step S306, otherwis...

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PUM

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Abstract

The invention discloses an electronic certificate receiving method and device, and belongs to the technical field of internet finance. The method comprises the following steps: receiving and storing an electronic certificate receiving condition preset by a seller through a second terminal; receiving a certificate receiving inform transmitted from an informing end, wherein the certificate receiving inform comprises electronic certificate information; and judging whether a receiving condition is met or not according to the electronic certificate information and a certificate receiving condition; and if the receiving condition is met, transmitting a certificate receiving application to a second funds management server. By the technical scheme of the invention, electronic certificates which meet the conditions are screened by the second terminal and are received, electronic certificates which do not conform to trade terms are eliminated, demands of the seller on screening and filtering of trade orders and trade objects can be met, and therefore, the seller can collect bills selectively.

Description

technical field [0001] The invention relates to the technical field of Internet finance, in particular to a method and device for collecting electronic certificates. Background technique [0002] Payment refers to monetary payments based on economic contracts in buying and selling activities. Many banks or companies provide online payment tools, allowing users to operate computers, mobile phones and other terminal devices to realize online payment. The online payment method provides users with great convenience. However, in the traditional online payment methods, such as online banking, third-party payment, etc., the payer sends a transfer payment instruction to the bank or payment institution, and the funds are paid from the payer's account to the payee's account designated by the payer. The payee's collection process, the payee's bank or payment institution will transfer the money to the payee's account only after receiving the money remitted by the payment institution. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/42
CPCG06Q20/401G06Q20/42
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH