Intelligent self-service bank system

Abstract

The invention discloses an intelligent self-service bank system, and the system comprises a recognition system which is used for recognizing a client or client information; a monitoring system which is used for monitoring and analyzing the internal and external environments of a self-service bank; a security system which is used for timely finding a suspected behavior, and reminding the security personnel of a suspected person or warning against the suspected person; an authority control system which is used for controlling and matching with the authorities needed by all services; a remote authorization module; and a server. Through the matching of a risk coefficient and an authority coefficient, the system determines the authority of business handling and risk early warning. The system employs a multistage recognition mode, and can effectively provide a recognition authority matched with a to-be-handled business for the client. The system is integrated with an overall monitoring system of the self-service bank, and can achieve the comprehensive monitoring, intelligent analysis and timely finding of suspected motion and persons. The system enables the suspected behaviors found by the monitoring system to be graded, limits the transaction authority of the self-service bank according to different levels, and can control risks from the source.

Description

technical field [0001] The invention relates to an unmanned bank, in particular to an intelligent unmanned bank system. Background technique [0002] At present, self-service banking / unmanned banking is favored by major banks because of its ability to provide round-the-clock service and greatly reduce the pressure on counter reception. There are also endless streams of optimized designs and improvements for unmanned banks. However, at present, unmanned banks can only conduct simple transactions, such as deposits and withdrawals, currency exchange, payment, printing vouchers, etc., involving some businesses with higher authority such as large deposits and withdrawals, bank information modification, account opening / cancellation Such services must be completed by manual counters. The main reason is that the current unmanned banks do not have high transaction authority, so that they cannot handle high-authority business. [0003] The main reason for the low level of authority ...

AI Technical Summary

Problems solved by technology

[0004] In addition, at present, lawbreakers take advantage of the loopholes in unmanned banks’ low recognition of customers and customer information to carry out illegal activities such as stealing customers’ funds and duplicating bank cards of cardholders, thus causing various losses to customers

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