Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Auto insurance claim data analysis method and system

A technology of auto insurance and data, applied in the computer field, can solve problems such as loopholes in the prevention measures of fraudulent insurance

Active Publication Date: 2018-06-29
PING AN TECH (SHENZHEN) CO LTD
View PDF5 Cites 1 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In other words, each insurance company only analyzes the claims data generated by some traffic accidents, and the fraud prevention measures it makes are likely to have loopholes

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Auto insurance claim data analysis method and system
  • Auto insurance claim data analysis method and system
  • Auto insurance claim data analysis method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0056]In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0057] The auto insurance claims data analysis method provided in the embodiment of the present invention can be applied to such as figure 1 shown in the application environment. The claim settlement server 102 establishes a connection with the industry server 104 through the network. The claim settlement server 102 establishes a connection with the claim settlement terminal through the network. The claim settlement server 102 stores auto insurance claim settlement data. Auto insurance claim data includes the license plate number of the vehicle in danger, the time of accident, the location of acc...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention relates to a method and a system for analyzing automobile insurance claim data. The method comprises the following steps: receiving automobile insurance claim data uploaded by multiple insurance claim servers, wherein the automobile insurance claim data at least comprise the vehicle identification number of an accident vehicle and an accident place; carrying out big data risk analysis on the automobile insurance claim data, and obtaining high-risk vehicle identification numbers and high-risk accident places corresponding to automobile insurances; and returning the high-risk vehicle identification numbers and the high-risk accident places to the multiple insurance claim servers respectively, and thus, when the insurance claim servers receive automobile insurance reporting information carrying the high-risk vehicle identification numbers and / or the high-risk accident places, prompting information of checking whether insurance fraud happens is generated, and the prompting information is sent to an insurance claim terminal.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a data analysis method and system for auto insurance claims. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. When the insured vehicle has a traffic accident, the insurance company will settle the claim for the vehicle in danger. Faced with tens of thousands of traffic accidents every day, every insurance company will generate a large amount of claims data. At present, claims settlement data of different insurance companies are not disclosed to each other. Therefore, when each insurance company conducts risk analysis on claim data, it can only analyze its own claim data. In other words, each insurance company only analyzes the claims data generated by some traffic accidents, and the fraud prevention measures it makes are likely to have loopholes. Therefore, how to conduct a comprehensive risk ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 陈金良林梓棱林立辉叶木旺曾永理
Owner PING AN TECH (SHENZHEN) CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com