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Method and system for analyzing automobile insurance claim data

A data analysis and risk analysis technology, applied in the computer field, can solve problems such as loopholes in fraudulent protection measures

Active Publication Date: 2017-09-01
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

In other words, each insurance company only analyzes the claims data generated by some traffic accidents, and the fraud prevention measures it makes are likely to have loopholes

Method used

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  • Method and system for analyzing automobile insurance claim data
  • Method and system for analyzing automobile insurance claim data
  • Method and system for analyzing automobile insurance claim data

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Embodiment Construction

[0056]In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0057] The auto insurance claims data analysis method provided in the embodiment of the present invention can be applied to such as figure 1 shown in the application environment. The claim settlement server 102 establishes a connection with the industry server 104 through the network. The claim settlement server 102 establishes a connection with the claim settlement terminal through the network. The claim settlement server 102 stores auto insurance claim settlement data. Auto insurance claim data includes the license plate number of the vehicle in danger, the time of accident, the location of acc...

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Abstract

The invention relates to a method and a system for analyzing automobile insurance claim data. The method is applied to an industry server, and comprises steps: automobile insurance claim data uploaded by multiple insurance claim servers are received, wherein the automobile insurance claim data at least comprise the license plate number of an accident vehicle and an accident place; big data risk analysis is carried out on the automobile insurance claim data, and a high-risk license plate number and a high-risk accident place corresponding to the automobile insurance are obtained; the high-risk license plate number and the high-risk accident place are returned to the multiple insurance claim servers respectively, and thus, when the insurance claim servers receive automobile insurance reporting information carrying the high-risk license plate number and / or the high-risk accident place, prompting information of checking whether insurance fraud happens is generated, and the prompting information is sent to an insurance claim terminal. By adopting the method of the invention, comprehensive risk analysis can be carried out on the automobile insurance claim data, and insurance fraud can thus be effectively prevented.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a data analysis method and system for auto insurance claims. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. When the insured vehicle has a traffic accident, the insurance company will settle the claim for the vehicle in danger. Faced with tens of thousands of traffic accidents every day, every insurance company will generate a large amount of claims data. At present, claims settlement data of different insurance companies are not disclosed to each other. Therefore, when each insurance company conducts risk analysis on claim data, it can only analyze its own claim data. In other words, each insurance company only analyzes the claims data generated by some traffic accidents, and the fraud prevention measures it makes are likely to have loopholes. Therefore, how to conduct a comprehensive risk ...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 陈金良林梓棱林立辉叶木旺曾永理
Owner PING AN TECH (SHENZHEN) CO LTD
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