NFC-based secure payment system architecture design

A system architecture and secure payment technology, applied in the direction of payment system structure, payment system, transmission system, etc., can solve problems such as low efficiency, poor system stability, and insufficient security performance of near-field payment, so as to ensure security and guarantee The effect of unforgeability

Inactive Publication Date: 2018-03-23
CHANGZHOU AISUO ELECTRONICS
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Problems solved by technology

[0004] The present invention proposes an architecture design of an NFC-based secure payment system, which solves the problems of insufficient near-field payment security performance, poor system stability and low efficiency in the prior art

Method used

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  • NFC-based secure payment system architecture design
  • NFC-based secure payment system architecture design
  • NFC-based secure payment system architecture design

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Embodiment 1

[0021] Such as Figure 1-5 As shown, the present invention provides a kind of NFC-based security payment system architecture design, including system management platform, GPRS network, Internet of Things system, other industry systems and mobile payment terminals, and system management platform includes mobile payment system and NFC payment terminal system , the mobile payment system includes two business systems: mobile payment management and mobile settlement management, and mobile payment management includes interface subsystem, payment subsystem, portal management, card management subsystem and key subsystem, mobile settlement management includes operation and maintenance subsystem and statistics and analysis subsystem; the key subsystem is designed with a three-level key generation system; the interface subsystem mainly realizes the access of the mobile self-owned platform system, and the support mainly includes Radius protocol, Telnet / SSH protocol, JDBC / ODBC, Syslog / SNM...

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Abstract

The present invention discloses an NFC-based secure payment system architecture design. The NFC-based secure payment system architecture design comprises a system management platform, a GPRS network,an internet of things system, other industry systems, and a mobile payment terminal. The system management platform comprises a mobile payment system and an NFC payment terminal system. The mobile payment system comprises two major business systems of mobile payment management and mobile settlement management; the mobile payment management comprises an interface subsystem, a payment subsystem, a portal management subsystem, a card management subsystem and a secret key subsystem; the mobile settlement management comprises an operation and maintenance subsystem and a statistics and analysis subsystem; and the secret key subsystem is designed by using a three-level key generation system.

Description

technical field [0001] The invention relates to the technical field of near-field payment, in particular to an architecture design of an NFC-based secure payment system. Background technique [0002] Currently, there is an increasing demand for mobile payment services around the world. The ubiquity of mobile payments will also revolutionize the financial services industry, changing the way people use many electronic devices, even credit cards, keys and cash. Among the many technical solutions of mobile payment, the NFC-based near-field payment solution has obvious competitiveness. Using mobile phones equipped with NFC chips, people can connect with the services and transactions they want through POS terminal equipment at any place and any time, complete payment and obtain relevant information. In the social environment of mobile payment, the number of bank card users and Internet users continues to grow rapidly, and there is a phenomenon of unjust enrichment by using third...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38H04L29/06H04L29/08
CPCH04L63/06H04L67/12G06Q20/3278G06Q20/382
Inventor 戚奇平卞小军张开锋薛建良周步全
Owner CHANGZHOU AISUO ELECTRONICS
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