Finger-vein payment method, finger-vein reservation method and transaction equipment

Abstract

The embodiment of the invention relates to the field of communication technology, and discloses a finger-vein payment method, a finger-vein reservation method and transaction equipment. The finger-vein payment method in the invention includes: receiving finger-vein information used by a user for payment, wherein the finger-vein information corresponds to transaction information; storing the finger-vein information in a reservation finger-vein model library; when finger-vein information is detected, carrying out matching on the detected finger-vein information and the finger-vein information stored in the reservation finger-vein model library; and directly completing a transaction according to the transaction information, which corresponds to the finger-vein information, if matching is successful. A transaction manner is enabled to become more convenient while security of carrying out the transaction by the user is guaranteed.

Description

technical field [0001] The embodiments of the present invention relate to the field of communication technologies, and in particular to a finger vein payment method, a finger vein reservation method, and a transaction device. Background technique [0002] In the modern transaction process, a transaction device is usually required for a transaction. After verifying the user information, the server or the transaction device directly transfers funds to the user's account to complete the transaction. For example, the point-of-sale sales management system (POS machine) reads the magnetic stripe information of the cardholder on the bank card through the card reader, and the operator of the POS machine enters the transaction amount, and the cardholder enters personal identification information (such as a password). The POS machine sends the information to the card-issuing bank system through the UnionPay (bank) center, completes the online transaction, gives information about succe...

AI Technical Summary

Problems solved by technology

[0003] However, the inventors have found that at least the following problems exist in the prior art: when conducting transactions that require password verification, it is easy to cause password leakage, and the step of inputting the user password makes the process of the user's transaction troublesome, and it is also necessary to memorize various passwords. This type of password is especially not suitable for middle-aged and elderly users, and the transaction process is not convenient enough; when conducting transactions that do not require password input, such as swiping bus cards, consumer cards, etc., although it is more convenient to use no password, if the bus card is lost, it will be lost. In the event of fraud, the security of the transaction cannot be guaranteed

Images