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Virtual account creation method and device, account information update method and device

A virtual account and account technology, applied in the Internet field, can solve problems such as wrong account information, inability to guarantee the uniqueness of the account of a special account, non-compliance, etc.

Active Publication Date: 2019-01-04
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Because the special account opened by the bank is different from the traditional bank account, it does not abide by the existing BIN number (Bank Identification Number) rules, the account number of the special account opened by different banks may be the same, and the account number opened by different branches of the same bank The account number of the special account is the same, and even the account number of the special account opened under different account opening scenarios in the same branch may be the same. It cannot guarantee the uniqueness of the account number of the special account stored in the third-party payment platform, resulting in the third-party payment platform according to the special account. Find out multiple account information or wrong account information

Method used

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  • Virtual account creation method and device, account information update method and device
  • Virtual account creation method and device, account information update method and device
  • Virtual account creation method and device, account information update method and device

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Embodiment Construction

[0038] In order to better understand the above technical solutions, the technical solutions of the embodiments of this specification will be described in detail below through the accompanying drawings and specific examples. It should be understood that the embodiments of this specification and the specific features in the embodiments are the technical solutions of the embodiments of this specification. It is a detailed description, rather than a limitation to the technical solutions of this specification. In the case of no conflict, the embodiments of this specification and the technical features in the embodiments can be combined with each other.

[0039] See figure 1 , is a schematic diagram of the application scenario of virtual account creation and account information update in the embodiment of this specification. The first terminal 100 is located at the user side, and the second terminal 300 is located at the account opening institution side, and both the first terminal ...

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Abstract

A method for create a virtual account is provided by an embodiment of that specification, wherein the unique numb of the special account is obtained by splicing the identification number of the special account for the account numb of the special account. Even if the account number of the special account has the problem of duplication, the special account can be distinguished according to the unique number of the special account.

Description

technical field [0001] The embodiments of this specification relate to the field of Internet technologies, and in particular to a method and device for creating a virtual account, and a method and device for updating account information. Background technique [0002] The payment ability of the current third-party payment platform mainly relies on online banking payment and quick payment. For large payment scenarios, the existing solutions cannot solve the problem well, causing a lot of inconvenience to users and merchants. In order to meet the business demands of large-amount payment scenarios, the third-party payment platform can be used as a business docking platform, docking with the bank fund custody system, and providing users with special accounts based on bank fund custody. Because the special account opened by the bank is different from the traditional bank account, it does not abide by the existing BIN number (Bank Identification Number) rules, the account number of...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08
CPCG06Q20/0855
Inventor 林梦迪
Owner ADVANCED NEW TECH CO LTD