Transaction payment confirmation method and device, computer equipment and storage medium

A computer and transaction technology, applied in the field of risk data analysis, can solve the problems of reduced transaction efficiency, long transaction cycle, and consumption of manpower and material resources, and achieve the effect of improving safety and efficiency

Pending Publication Date: 2022-02-25
平安付科技服务有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, whenever a new business scenario appears, it is necessary to re-evaluate the three-dimensional information comprehensively. Since the current business scen

Method used

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  • Transaction payment confirmation method and device, computer equipment and storage medium
  • Transaction payment confirmation method and device, computer equipment and storage medium
  • Transaction payment confirmation method and device, computer equipment and storage medium

Examples

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Effect test

example 1

[0073] Example 1: Assume that the financial voucher includes 5 elements of information (that is, N elements of information), which are payment dimension, payment method, transaction type, product code, and user login status. Among them, the numerical information corresponding to the payment method includes 2, respectively It is: 01, 02, the numerical information corresponding to the transaction type includes 2, respectively: 30, 64, other element information corresponds to fixed numerical information, the numerical information corresponding to the payment dimension is P (that is, indicating the payment method), and the product code The corresponding numerical information is 100010010000, and the numerical information 1 corresponding to the user login status indicates that the user has logged in. In this case, the permutations and combinations of the numerical information corresponding to the four element information (that is, the above M combinations) are: 1, P|01|30|1000100100...

example 2

[0080] Example 2: After confirming the permutation and combination of the above 4 kinds of 5 element information, you can use the Cartesian set operation method to calculate in the code to obtain the value of the evaluation information corresponding to each permutation and combination.

[0081] Understandably, if figure 2 As shown, after confirming the above four permutations and combinations, it is necessary to use a predetermined format to input the numerical information of the element information corresponding to the above four permutations and combinations, and then use the first preset algorithm for calculation to obtain evaluation information.

[0082] In this way, after the combination of the numerical information corresponding to the financial voucher, the established algorithm can be used to quickly perform calculations, thereby saving the time for obtaining the above-mentioned evaluation information and improving the efficiency of obtaining the evaluation information...

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Abstract

The invention discloses a transaction payment confirmation method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining the corresponding numerical information of N pieces of element information of a financial voucher in target database configuration, N being a positive integer; executing a target operation on the numerical information corresponding to the N pieces of element information according to a first preset algorithm to obtain evaluation information corresponding to the financial voucher; under the condition that the evaluation information meets a first preset condition, confirming transaction payment; calculating the evaluation information by using a Hash algorithm, and generating a payment voucher for characterizing and confirming transaction payment; and adding the payment voucher to the transaction log. Therefore, under the condition that the business scene of the financial voucher is flexibly changed, whether transaction payment can be carried out or not can be quickly judged under different business scenes by obtaining different element information, so that a large amount of manpower and material resources do not need to be consumed to carry out re-judgment under the condition that the business scene is changed, and the security and efficiency of transaction payment are improved.

Description

technical field [0001] The embodiments of the present invention relate to the field of risk data analysis, in particular, a transaction payment confirmation method, device, computer equipment and storage medium. Background technique [0002] At present, due to the convenience and speed of online transaction payment, online transaction payment has become a very common payment method in our life, and the scenarios and methods of transaction payment are becoming more and more abundant. Therefore, it is very necessary to ensure the security of online transaction payment. [0003] In related technologies, in order to ensure the security of transaction payment, various detection steps are usually added in the process of using payment products for payment, for example, through the three-dimensional information of product code, transaction type and user login status in the payment process Carry out a comprehensive evaluation to ensure the security of payment. Moreover, any payment p...

Claims

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Application Information

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IPC IPC(8): G06Q20/42G06Q20/38G06Q20/40
CPCG06Q20/42G06Q20/3821G06Q20/401
Inventor 罗鹏何自兴
Owner 平安付科技服务有限公司
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