The invention discloses a network-free temporary unlocking method for remote financial vehicle locking, which comprises the following steps: 1, when a financial vehicle is remotely locked and started,a vehicle ECU (
Electronic Control Unit) judges whether a temporary unlocking triggering condition is met or not, if so, a step 2 is executed, and if not, a vehicle locking state is kept; 2, a temporary unlocking function is triggered, and a network confirmation request is sent to the vehicle-mounted terminal by the vehicle ECU; 3, the vehicle-mounted terminal self-checks the network state, if thenetwork is disconnected, the step 4 is executed, and if the network is normal, the vehicle locking state is kept; 4, the vehicle ECU judges whether the temporary unlocking allowable frequency is larger than 0 or not, if yes, the step 5 is executed, and if not, the vehicle locking state is kept; and 5, the financial vehicle is allowed to be temporarily unlocked, and the engine is started. According to the invention, the financial vehicle can be allowed to be unlocked temporarily in a network-
free state, so that the financial vehicle can run to an area covered by a network, and
remote management of the financial vehicle by a management platform is facilitated.