Payment information processing method based on order slip

Abstract

A payment information processing method based on order form includes the following steps: after receiving the payment information transmitted by a client terminal, an access system verifies the account number and the password contained in the payment information; after the account number and the password pass the verification, the access system transmits the payment information to a payment platform; the payment platform which inquires and obtains corresponding order information transmits the order information to the client terminal through the access system; moreover, after receiving payment confirmation information from the client terminal, the payment platform transmits the payment confirmation information to an integrated service system; finally, the integrated service system carries out remit account of corresponding account number according to the payment amount in the payment confirmation information and returns the operating result information to the client terminal and a businessman platform. The invention which is suitable for sales models such as shopping website, telephone direct selling, TV shopping and mail order catalog provides clients with multiple channel payment for orders through internet, telephone, mobile phone and automatic equipment, etc.

Description

technical field [0001] The invention relates to an order-based payment information processing method, in particular to a payment information processing method through an integrated order payment platform. Background technique [0002] E-commerce is a new type of business operation model based on the browser / server application mode in the open network environment of the Internet to realize online shopping of consumers, online transactions between merchants and online electronic payment. E-commerce on the Internet can be divided into three aspects: information service, transaction and payment. The main contents include: electronic business advertisement; electronic purchase and transaction, exchange of electronic transaction vouchers; electronic payment and settlement and after-sales online services, etc. There are four types of entities involved in e-commerce: customers, merchants, banks, and certification authorities. [0003] In the whole process of e-commerce, order paym...

AI Technical Summary

Problems solved by technology

At present, almost no bank provides a unified order payment platform to carry out business, but only provides independent online payment, telephone payment, mobile payment and other payment methods. Each payment channel needs to complete the access work with the merchant, including interface development, etc., resulting in resources waste of

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