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Financial IC (integrated circuit) visual card

A visual card and financial technology, applied in the field of bank cards, can solve the problems that financial ICs cannot provide consumers with account information, and achieve the effects of convenient value-added services, prolonging the use period and increasing the use time

Inactive Publication Date: 2012-01-04
SHANGHAI JIAMAO ELECTRONICS COMMERCE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide a financial IC visual card to solve the problem that the existing financial IC cannot directly provide account information to consumers

Method used

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  • Financial IC (integrated circuit) visual card
  • Financial IC (integrated circuit) visual card
  • Financial IC (integrated circuit) visual card

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0037] See image 3 , the financial IC visual card of this embodiment includes a financial IC card module 1 and a display module 2 . Wherein, the display screen module 2 further includes a display screen 6 and a display screen driver 5, and the display screen driver 5 is connected with the financial IC card module 1 and the display screen 6 respectively.

[0038] When the financial IC visual card interacts, transmits, and fetches information through a card reader (such as a deposit machine in a bank or a POS machine in a store, etc.), the display module 2 passes through the connection with the financial IC card module 1, Obtain specific information (such as account balance or integral points, etc.) of the financial IC card module 1, and display this information on the display screen 6. In this way, the cardholder can keep abreast of the account information in the card, which can effectively avoid the occurrence of excessive consumption. Because the connection between the dis...

Embodiment 2

[0042] See Figure 4 , the financial IC visual card of this embodiment includes a financial IC card module 1 , a display screen module 2 and an antenna 8 . Wherein, the display screen module 2 further includes a display screen 6 and a display screen driver 5 , the display screen driver 5 is respectively connected with the financial IC card module 1 and the display screen 6 , and the antenna 8 is connected with the financial IC card module 1 .

[0043] Similar to Embodiment 1, the financial IC visual card of this embodiment also has the function of displaying account information. In addition, because it is provided with antenna 8 and replaces metal contact 11, thus this embodiment is a non-contact financial IC visual card, and its external communication is by the wireless transceiver circuit of the chip in its financial IC card module 1, through The antenna 8 on the card is indirectly connected with the wireless transceiver circuit on the card reader, and realizes mutual trans...

Embodiment 3

[0045] See Figure 5 , the financial IC visual card of this embodiment includes a financial IC card module 1 , a display module 2 , metal contacts 11 and an antenna 8 . Wherein, display screen module 2 further comprises display screen 6 and display screen driver 5 again, and display screen driver 5 is connected with financial IC card module 1 and display screen 6 respectively, and metal contact 11 and antenna 8 are connected with financial IC card module 1 connected.

[0046] Similar to Embodiment 1, the financial IC visual card of this embodiment also has the function of displaying account information. In addition, since it is provided with metal contacts 11 and antenna 8 at the same time, it is a dual-mode financial IC card (both contact and non-contact), so any direct or indirect method can be used according to the needs of the equipment. The method communicates with the card reader and accesses information.

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Abstract

The invention provides a financial IC (integrated circuit) visual card, comprising a financial IC card module and a display screen module, wherein the financial IC card module is used for executing the function of a debit card required by a bank and communicating with the outside by virtue of a metal contact and / or an antenna; the display screen module is connected with the financial IC card module and used for displaying account information of the financial IC visual card; and the display screen module also comprises a display screen and a display screen driver, wherein the display screen is used for displaying the account information, and the display screen driver is connected with the financial IC card module and the display screen respectively. The financial IC visual card provided by the invention can avoid the excess consumption under the condition of the insufficient account balance and provide convenience for a card holder.

Description

technical field [0001] The invention relates to a bank card, in particular to a financial IC visual card. Background technique [0002] In the past, financial cards were mainly based on magnetic stripe cards, and relevant user information was directly stored in the magnetic stripe. Due to the limited storage capacity of the magnetic stripe, and the inability of the previous card reader to implement an effective security protection mechanism, the user's exclusive personal and confidential information is easily stolen and embezzled, causing many troubles and huge losses in the operation of the financial industry. The financial loss also brought many complaints, inconvenience and financial loss to the people and the society. During the "Eleventh Five-Year Plan" period, the financial industry proposed a reform plan, and UnionPay and other relevant units participated in this work, establishing a set of more secure "China Financial Integrated Circuit (IC) Card Specifications" (PB...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K19/077G06K19/10
Inventor 郑敦仁蔡继文苏正贤
Owner SHANGHAI JIAMAO ELECTRONICS COMMERCE
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