Payment method and system based on network

Abstract

The invention provides payment method and system based on a network. The payment method based on the network comprises the steps that S1, human body biological characteristic information is collected; S2, a corresponding two-dimensional code is generated according to the human body biological characteristic information; S3, the two-dimensional code, corresponding user login name, login password, bank card account number and account number payment password are sent to a server through the network; S4, with the user login name and the login password, accessing the server through the network is carried out; S5, with the two-dimensional code, coming into a payment application through the network is carried out; and S6, the server automatically completes the payment application through the bank card account number and the account number payment password. According to the invention, provided payment method and system can simplify an online payment process, and have the advantages of flexible and convenient use and great reliability and confidentiality.

Description

technical field [0001] The invention relates to the field of wireless communication, in particular to a network-based payment method and system. Background technique [0002] As a new way of shopping, online shopping has become a part of most modern people's lives. Through the Internet, consumers can browse detailed introductions of various commodities, place orders and pay for selected commodities. [0003] However, although online shopping allows consumers to achieve the purpose of purchasing goods without leaving home, the online payment process is not as simple as paying for and delivering goods in a physical store, and consumers need to carry out cumbersome verification. Log in to enter your own online banking, and then perform cumbersome verification and confirmation to perform payment operations. These cumbersome login and confirmation processes make the payment process of mobile online shopping complicated and lengthy, which is very inconvenient, and then reduces t...

AI Technical Summary

Problems solved by technology

[0003] However, although online shopping allows consumers to achieve the purpose of purchasing goods without leaving home, the online payment process is not as simple as paying for and delivering goods in a physical store, and consumers need to carry out cumbersome verification. Log in to enter your own online banking, and then perform cumbersome verification and confirmation for payment operations

These cumbersome login and confirmation processes make the payment process of mobile online shopping complicated and inconvenient, which in turn reduces the consumer's online shopping experience.

Images