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Method and device for realizing checking of loan business processing flow

A technology of business processing and implementation methods, applied in the information field, can solve problems such as error-prone, low processing efficiency, and unsatisfactory application requirements, and achieve the effect of reducing errors and increasing speed

Inactive Publication Date: 2014-05-21
南京聪诺科技有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the related technology, the offline verification of the loan business is mainly done manually, the processing efficiency is low, and it is prone to errors. It can be seen that the standardized method of manually checking the loan business processing process in the related technology does not meet the actual application requirements

Method used

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  • Method and device for realizing checking of loan business processing flow
  • Method and device for realizing checking of loan business processing flow
  • Method and device for realizing checking of loan business processing flow

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Embodiment Construction

[0025] The present invention will be described in further detail below through specific implementation examples and in conjunction with the accompanying drawings.

[0026] The embodiment of the present invention provides a loan business process check implementation method, such as figure 1 As shown, the main processing steps include:

[0027] Step S11: Obtain loan business process information, which includes due diligence report and risk control report;

[0028] Step S12: Verify the integrity of the due diligence report and the risk control report respectively, and if the integrity of the due diligence report or the risk control report does not meet the preset requirements, send a blocking signal and give an alarm;

[0029] Step S13: Verify whether the signature information of the due diligence report and the risk control report meet the preset signature requirements, and if not, send a blocking processing signal and give an alarm.

[0030] In the loan business process check...

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Abstract

The invention relates to the technical field of information, in particular to a method and a device for realizing checking of loan business processing flow. The method for realizing checking of loan business processing flow comprises the following steps: acquiring loan business processing flow information, wherein the loan business processing flow information comprises a due diligence report and a risk control report; verifying the completeness of the due diligence report and the risk control report respectively, and transmitting a blocking processing signal and alarming if the completeness of the due diligence report or the risk control report does not meet a preset requirement; verifying whether the signature information of the due diligence report and the risk control report respectively meets a preset signature requirement, and if not, transmitting a blocking processing signal and alarming. By adopting the method and the device for realizing checking of loan business processing flow, the technical problems of low efficiency and easiness in making errors due to manual checking of the loan business processing flow in relevant technologies are solved.

Description

technical field [0001] The present invention relates to the field of information technology, in particular, to a method and device for implementing verification of a loan business processing flow. Background technique [0002] Loan is a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and conditions such as repayment. [0003] The loan processing business includes online business processing and offline information verification. Among them, the information processing of the current financial system is mainly aimed at the online processing process of the loan business. For example, the online processing process of the loan of a P2P online loan company mainly includes: after receiving the loan request, the business personnel conduct due diligence and complete the due diligence report and submit it to the business supervisor Data interface, the business supervisor submits the due diligence report to t...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
Inventor 汪晨
Owner 南京聪诺科技有限公司
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