Internet asset securitization resource integration system

Abstract

The invention discloses an Internet asset securitization resource integration system. The objective of the invention is to solve the problems of unsmooth financing channels, insufficient capital sources and simple and traditional financing tools existing on enterprises at present. The Internet asset securitization resource integration system includes a sponsor, an underlying asset pool, a special purpose vehicle (SPV), a credit increasing mechanism, a credit rating mechanism, a management mechanism, a trustee mechanism, a underwriter and an investor module; each module includes a plurality of subjects; an investor can select different subject elements according to his or her own preferences, risks, earnings and liquidity principle, and input selected elements into the product information calculation program of the system as a whole; and the information calculation program will outputs investment information for reference for the investor. With the Internet asset securitization resource integration system adopted, the enterprises can vitalize a large quantity of assets lack of liquidity, and therefore, the financial structure of the enterprises can be improved, and channels of fund sources can be broadened, and financing cost can be reduced.

Description

technical field [0001] The invention relates to Internet financial resource network application technology, in particular to an Internet asset securitization resource integration system. Background technique [0002] With the development and popularization of network technology, emerging industries combined with Internet technology are also showing a trend of rapid development, especially the rapid development of Internet finance that has emerged in recent years. Accompanied by this, the Internet financial platform also came into being and flourished. Such as P2P Internet financial platform, crowdfunding financial platform, e-commerce small loan Internet financial platform, and supply chain financial Internet financial platform, these platforms are helpful for optimizing the allocation of financial resources, improving the efficiency of resource allocation, and solving the problems of difficult and expensive financing for small, medium and micro enterprises. The asset alloc...

AI Technical Summary

Problems solved by technology

The system also deeply integrates financial products with computer network technology, develops a standardized and streamlined production method for financial products based on the intelligent characteristics of computer network technology, and effectively solves the problem of information asymmetry between the supply and demand sides of funds. Improve the rationality and effectiveness of Internet financial product pricing

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