Method and system for achieving availability of RMB cashier counter on foreign trade e-commerce platform

Abstract

The invention relates to a method and system for achieving the availability of an RMB cashier counter on a foreign trade e-commerce platform. The method is characterized in that through a process in which the RMB cashier counter monitors JOB (scripts), the availability of payment modes, including UnionPay payment, quick payment, third-party payment and platform account payment, can be automatically detected, and different processing procedures can be carried out according to different situations; if a bank payment mode is unavailable, whether a backup channel exists or not is detected; if the backup channel exists, automatic routing to a new bank of the backup channel is carried out for payment; and if the new bank payment mode is still unavailable, a bank payment icon is hidden. The method has the advantages that a client can freely choose an available payment mode during payment, and can give priority to the payment mode with the lowest cost, so that the user experience for foreign trade e-commerce platform payment is improved, client loss caused by slow payment and unsatisfactory experience on the platform is prevented, the availability of the RMB cashier counter on the foreign trade e-commerce platform is achieved, and operation risks of the platform are reduced.

Description

technical field [0001] The invention relates to the field of information management technology and the field of Internet technology, in particular to the payment collection link of the foreign trade e-commerce platform. Background technique [0002] As a type of e-commerce platform, the foreign trade e-commerce platform also involves providing value-added services for domestic sellers in actual business, such as charging sellers for logistics, advertising, membership services, etc. The seller's payment methods include personal online banking, corporate online banking, Alipay, and quick payment. [0003] In the existing process, the invention patent CN201310651383.4 International Credit Card Payment E-commerce Platform Bad Debt Statistics and Accounting Method and System does not consider the influence of the seller’s inability to make normal payments on the platform’s RMB collection. Sometimes there are situations where some banks or third-party payments are not available. ...

AI Technical Summary

Problems solved by technology

[0003] In the existing process, the invention patent CN201310651383.4 international credit card payment e-commerce platform bad debt statistical accounting method and system does not consider the impact of the seller’s inability to make normal payments on the platform’s RMB collection

Sometimes there are situations where some banks or third-party payments are not available. For example, the connection methods of online banking include direct connection and indirect connection. For the same time, only one online banking icon can be displayed on the RMB cash register, although the foreign trade e-commerce platform also The backup channel is connected (both direct and indirect), but it is often impossible to effectively monitor the abnormality. Only after the seller complains to the customer service and the operator of the foreign trade e-commerce platform switches can the collection return to normal

As a result, online sellers cannot make normal payments, causing customer complaints and affecting the RMB collection amount of the platform

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