Identity verification method, device and system of automatic teller machine

An automatic teller machine and identity technology, which is applied to the software of automatic teller machines, parts of automatic teller machines, and withdrawals in automatic teller machines, etc., can solve problems such as easy loss of bank cards and easy leakage of user bank account passwords. Achieve the effect of low cost, difficult to imitate and copy, and reduce dependence

Inactive Publication Date: 2017-11-17
GUANGDONG UNIV OF TECH
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  • Abstract
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AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a method for verifying the identity of an automatic teller machine, which solves the problems that the password of the user's bank account is easily leaked and the bank card is easily lost, and improves the security of the user's bank account. The present invention also provides an automatic withdrawal method. Device and system for machine authentication

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  • Identity verification method, device and system of automatic teller machine
  • Identity verification method, device and system of automatic teller machine
  • Identity verification method, device and system of automatic teller machine

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Embodiment Construction

[0038] In the current process of using ATMs, before providing users with self-service transaction services, customers need to insert their bank cards and then enter their passwords as a verification method for the legitimacy of the user's identity, but this verification method is very prone to passwords Leakage or loss of bank cards will bring unsafe hidden dangers to users' bank accounts.

[0039] At present, there are many kinds of identification technologies, among which the biometric identification technology with relatively high degree of recognition, such as iris recognition technology, has the problems of contact and unsanitary. It is easy to imitate and easy to copy.

[0040] The present invention adopts the fingerprint recognition technology applied to the identity verification of the automatic teller machine, which can solve the problem that bank cards and passwords are easy to be lost to a certain extent, and each person's fingerprint is unique and highly recognizab...

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Abstract

The invention discloses an identity verification method of an automatic teller machine. Through the adoption of the method, a fingerprint image of a user is obtained and compared with a pre-stored fingerprint image template, so that the purpose of verifying the identity of the user is achieved, wherein the fingerprint image template is obtained by querying user identifiers input by the user without using a bank card or a password, and the risk of economic losses caused on the user because the bank card is lost or the password is disclosed is reduced; in addition, the fingerprint of the user is unique and high in differentiation degree, so that the reliability of fingerprint image verification is high; the cost of equipment for verifying the identity of the user according to the fingerprint is low, and the intelligentization performance of the automatic teller machine is improved. The invention further discloses an identity verification device and system of the automatic teller machine which have the advantages above.

Description

technical field [0001] The invention relates to the field of automatic teller machines, in particular to a method, device and system for verifying the identity of an automatic teller machine. Background technique [0002] Automatic teller machines, also known as ATM machines, can provide bank users with self-service deposits and withdrawals, balance inquiries, transfers and other self-service transactions, providing users with simpler and more convenient financial transaction services, and can also reduce the workload of bank counter staff . [0003] In recent years, although ATM machines have brought great convenience for people's lives, the hidden dangers of user's bank account security caused thereby also gradually increase. For example, many intrusion cameras steal user account passwords, and paste stolen bank card password devices on ATM machine buttons, etc. Therefore, only using bank card passwords as the unique identification of user identities can no longer guarant...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q20/40
CPCG06Q20/40145G07F19/203G07F19/206
Inventor 王炜婷谢春琼兰格瑶李伟昌廖锡博
Owner GUANGDONG UNIV OF TECH
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