The embodiment of the invention provides a safe region recognition method and device, and a user terminal. The method includes the steps of firstly, obtaining first position parameter information of the user terminal, and setting the safe region threshold value condition of the user terminal according to the first position parameter information; secondly, obtaining second position parameter information of the user terminal, and when the second position parameter information of the user terminal meets the safe region threshold value condition, determining that the user terminal is located in a safe region, wherein the first position parameter information and the second position parameter information respectively include at least one of position coordinate information, access base station information, access wireless hot point information, Bluetooth beacon information and RFID information of the user terminal. According to the safe region recognition method and device, and the user terminal, the safe region can be set for the user terminal, and the user terminal can rapidly and conveniently execute mobile application services in the safe region.