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A polling method, payment method, apparatus, server and payment system

A technology of payment system and polling method, which is applied in the field of payment method, device, server and payment system, and polling method, which can solve problems such as user fund loss and repeated payment, so as to avoid pressure, prevent repeated payment, and reduce public network The effect of interaction frequency

Active Publication Date: 2022-07-22
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] At present, for offline mobile payment scenarios, considering that it is inconvenient for users to stay by the merchant or the payee for too long, when an order is lost, due to the pressure of the payee, the user will not know the payment result. , choose the second payment, if it is confirmed afterwards that the first payment is also successful, it will cause repeated payment, resulting in the loss of the user's funds

Method used

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  • A polling method, payment method, apparatus, server and payment system
  • A polling method, payment method, apparatus, server and payment system
  • A polling method, payment method, apparatus, server and payment system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0082] Embodiment 1 of the present application provides a polling method, figure 1 is the flow chart of the method, such as figure 1 As shown, the method includes:

[0083] Step 101, the server receives a first poll initiated by the terminal device;

[0084] Step 103, based on the first polling, the server initiates multiple second pollings to the processing system.

[0085] In this embodiment, the terminal device and the server are connected through a public network, for example, the public network may be a mobile network or the Internet, and a client (app) on the terminal device can access a server (app server) corresponding to the client; The processing system may be a third-party service providing system, which may initiate a service invocation request through a client (app) on the terminal device, and the processing system may provide services. For example, the processing system is a third-party payment system, and the customer on the terminal device The terminal needs...

Embodiment 2

[0096] Embodiment 2 of the present invention provides a payment method, figure 2 is the flow chart of the method, such as figure 2 As shown, the method includes:

[0097] Step 202, the payment system receives a debit receipt message;

[0098] Step 204, when the predetermined condition is met, the payment system initiates a refund process.

[0099] In this embodiment, the payment system may be a third-party payment system as described in Embodiment 1.

[0100] In this embodiment, when the deduction is successful, the payment system will receive a deduction receipt message from a financial institution such as a bank, and the message may include information such as deduction time, deduction amount, and deduction account number; in step 204, It can be judged based on predetermined conditions whether the deduction receipt message in step 202 has been acquired by the terminal device, or whether the deduction has been dropped. Change to the closed order state, send a request to...

Embodiment 3

[0111] Embodiment 3 of the present invention provides a polling device. Since the principle of the device for solving problems is similar to that of the method in Embodiment 1, the specific implementation can refer to the implementation of the method in Embodiment 1. Repeat the instructions again. image 3 is the schematic diagram of the polling device, which is applied to the server, such as image 3 As shown, the device includes:

[0112] a first receiving unit 301, which is configured to receive a first poll initiated by a terminal device;

[0113] The first processing unit 302 is configured to initiate multiple second polls to the processing system based on the first poll.

[0114] In this embodiment, for the specific implementation of the first receiving unit 301 and the first processing unit 302, reference may be made to steps 101 and 103 in Embodiment 1, and details are not repeated here.

[0115] In this embodiment, the device may also include:

[0116] A first obt...

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Abstract

The present application provides a polling method, payment method, device, server and payment system, wherein the polling method includes: the server receives a first polling initiated by a terminal device through a public network; based on the first polling, The server initiates multiple second polls to the processing system through the intranet. The payment method includes: the payment system receives a deduction receipt message; when a predetermined condition is met, the payment system initiates a refund process.

Description

technical field [0001] The present application belongs to the field of computer communication, and in particular relates to a polling method, payment method, device, server and payment system. Background technique [0002] With the continuous development of mobile payment technology, third-party payment companies have vigorously developed the offline payment market with the help of various near-field payment new technologies. Common offline mobile payment services are mainly realized by scanning code payment or sound wave payment, etc. , The main advantages of mobile payment are that the operation is convenient and fast, and the time for funds to arrive is fast. [0003] The existing offline mobile payment business process is: after confirming the payment, the acquiring system of the third-party payment company will generate a business document. The user selects the payment tool on the client payment page, confirms the payment, and the server will pass the third-party paymen...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/06G06Q20/08G06Q20/40
CPCG06Q20/065G06Q20/0855G06Q20/401
Inventor 唐波
Owner ADVANCED NEW TECH CO LTD
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