Non-card withdrawal method, computer readable storage medium and server
A server and automatic teller machine technology, applied in the computer field, can solve the problem of low security of cash withdrawal without card
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Embodiment 1
[0036] Embodiment 1 of the present invention provides a cardless withdrawal method. combine figure 1 , the method includes:
[0037] S101. The server receives a no-card withdrawal request message sent by a mobile terminal, where the no-card withdrawal request message includes the unique identifier of the mobile terminal, account login credentials, withdrawal amount and withdrawal time.
[0038] Optionally, the user logs in to the client terminal of the mobile banking through the mobile terminal, or logs in to the client terminal of the third-party payment platform. Specifically, this embodiment of the present invention does not limit this.
[0039] In the embodiment of the present invention, the mobile terminal communicates with the server through the mobile Internet, and the server communicates with the automatic teller machine through the bank's internal dedicated line.
[0040] Optionally, the user logs in to the client through an account password, or through a fingerprin...
Embodiment approach
[0052] The first type is the scanning module of the automatic teller machine, such as the camera module of the automatic teller machine, which scans the two-dimensional code and analyzes the two-dimensional code. Specifically, the algorithm for generating the two-dimensional code by the mobile terminal is the same as The algorithm for parsing the two-dimensional code of the automatic teller machine is corresponding, and the generation and analysis of the two-dimensional code is the prior art, which is not limited in the embodiment of the present invention.
[0053] The automatic teller machine parses the two-dimensional code and obtains a result of the two-dimensional code analysis, and the automatic teller machine sends a banknote request message to the server. Uniquely identifies.
[0054] The second type: the scanning module of the automatic teller machine, such as the camera module of the automatic teller machine scans the two-dimensional, the automatic teller machine does...
Embodiment 4
[0114] Embodiment 4 of the present invention also provides a method for withdrawing cash without a card. Figure 4 , the method includes:
[0115] S401. The server obtains geographic location information of the mobile terminal or the automatic teller machine.
[0116] S402. The server judges whether there is a withdrawal record corresponding to the geographic location information in the account within a preset time period.
[0117] The withdrawal record includes a card withdrawal record and a cardless withdrawal record.
[0118] S403. If there is no withdrawal record corresponding to the geographic location information in the account within a preset time period, the server ends the cardless withdrawal request.
[0119] In order to further ensure the safety of card-free withdrawals and avoid property losses caused by the loss of the user's mobile phone, in the embodiment of the present invention, the server judges the card-free withdrawal by obtaining the geographic location ...
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