Unlock instant, AI-driven research and patent intelligence for your innovation.

IC card electronic cash self-service recharge method and system thereof

An electronic cash and self-service top-up technology, applied in the direction of complete banking system, complete banking system, payment system structure, etc., can solve problems such as unfavorable special user group monitoring, increased capital risk, cardholders do not have on-site top-up ability, etc. , to achieve the effect of increasing convenience, improving effectiveness and pertinence, and improving safety of use

Inactive Publication Date: 2019-03-29
四川商通实业有限公司
View PDF8 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in most scenarios, cardholders do not have the ability to recharge on-site. For example, primary and middle school students may not carry much cash with them;

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • IC card electronic cash self-service recharge method and system thereof
  • IC card electronic cash self-service recharge method and system thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0040] Such as figure 1 As shown, a method for self-service recharging of IC card electronic cash includes the following steps:

[0041] a. Receive the recharge request, and send the recharge request to the background server;

[0042] b. Generate a card writing script according to the received recharge request;

[0043] c. Read the IC card information placed in the card reading area of ​​the self-service terminal, generate a card writing request, and send the card writing request to the background server through the national secret algorithm.

[0044] In this embodiment, in the entire recharge process, a dedicated electronic cash self-service recharge terminal was developed using assembly language. The recharge terminal uses POE power supply to greatly improve the safety of use; an IC card self-service loading front-end is developed using Java. The program uses the Android / Java language to develop the Android smart terminal APP and the Object C language to develop the IOS sm...

Embodiment 2

[0046] In this embodiment, on the basis of Embodiment 1, said step a includes the following steps:

[0047] After receiving the recharge request, verify the legitimacy of the recharge request through the MAC, if it is illegal data, reject the recharge request; if it is legal data, send the recharge request to the background server. After the recharge request is submitted, the security authentication background checks whether the user certificate is valid through an algorithm. If the data is illegal, the recharge request will be rejected; if the data is correct, the transaction will be transferred to the recharge platform; the success rate of recharge is improved, ensuring Top-up security.

Embodiment 3

[0049]On the basis of embodiment 2, this embodiment also includes the following steps:

[0050] After receiving the card writing request, send the card writing script to the self-service terminal through the national secret or 3DES encryption algorithm;

[0051] Write the recharge amount into the IC card according to the received card writing script.

[0052] After the background server receives the card writing request, it returns the card writing script to the self-service terminal through the encrypted communication of the national secret algorithm; after receiving the card writing script, the self-service terminal writes the recharge amount into the IC card to complete the recharge; realize fast and efficient , Safe self-service top-up.

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses an IC card electronic cash self-service recharge method, comprising the following steps: receiving a recharge request, and sending the recharge request to a background server side; according to the received recharge request, generating a card writing script; reading IC card information in a card reading region of a self-service terminal, generating a card writing request, and sending the card writing request to the background server side by virtue of a national cryptographic algorithm. The invention also discloses an IC card electronic cash self-service recharge system,comprising a recharge request module, a script generation module and a card writing request module. The IC card electronic cash self-service recharge method and system which are disclosed by the invention eliminate manual attendance and operation links, do not need an extra operation during card writing and can realize remote recharge, so that convenience is increased, and use safety is greatly improved.

Description

technical field [0001] The invention relates to the technical field of IC card recharging, in particular to an IC card electronic cash self-service recharging method and system thereof. Background technique [0002] Traditional IC card offline payment (e-cash, e-wallet, etc.) must rely on card reading equipment and counters for recharging because the funds are stored inside the card. [0003] However, in most scenarios, cardholders do not have the ability to recharge on-site. For example, primary and middle school students may not carry much cash with them; Contents of the invention [0004] Based on this, in view of the above problems, it is necessary to propose an IC card electronic cash self-service that liberates the manual on-duty and operation links, does not require additional operations when writing the card, can realize remote recharging, increases convenience, and greatly improves the safety of use. Recharging method and system thereof. [0005] The invention p...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G07F19/00G06K17/00G06Q20/10G06Q20/34
CPCG06K17/0022G06Q20/105G06Q20/3415G07F19/00
Inventor 康镜陈旭东
Owner 四川商通实业有限公司