Bank fund dynamic account engine processing method and system

Abstract

The invention provides a bank fund dynamic account engine processing method, which comprises the following steps: obtaining a dynamic account request, and obtaining a dynamic account object, dynamic account parameters and a dynamic account scene according to the dynamic account request; obtaining account log configuration information according to the dynamic account object, the dynamic account parameter and the dynamic account scene; obtaining a corresponding account log template from a pre-stored database according to the account log configuration information; the account log template obtainsa keyword corresponding to the dynamic account field, and calls an expression analyzer to analyze and obtain a value of the keyword; obtaining payment information through the value of the dynamic account field, and adding the payment information into a to-be-executed list; and executing dynamic account processing through a fund business dynamic account core system according to the to-be-executedlist, and modifying a dynamic account log dynamic account record according to a result of the dynamic account processing.

Description

technical field [0001] The invention relates to the field of financial management, in particular to a processing method and system for a bank fund transfer engine. Background technique [0002] Varieties of bank wealth management products are springing up like mushrooms after rain. A variety of account transfer scenarios emerged as the times require. Different transfer objects and different transfer scenarios may have different transfer results, and the follow-up processing of the transfer results is also different. The field values ​​of each transaction result are quite flexible and changeable, but the interface of the core system of capital business transactions is relatively stable. For example, for the same customer, if the option fee is deducted when the option is purchased, the transfer fails, and the transaction fails, and there is no follow-up exception handling operation; , the subsequent exception handling module will try to debit the account successfully; when ...

AI Technical Summary

Problems solved by technology

The field values ​​of each transaction result are also quite flexible and changeable, but the core system interface of the capital transaction transaction is relatively stable

For example, for the same customer, if the option fee is deducted when the option is purchased, the account movement fails, and the transaction fails, and there is no subsequent abnormal handling operation; , the subsequent exception handling module will try to debit the account successfully; when the option is sold, the customer will pay the option fee, if the account fails, the transaction is considered successful, and the subsequent exception module will ensure the final account is successful; etc., complicated account transfer scenarios, and subsequent Exception handling brings a lot of workload to development

[0003] At present, the banking industry does not have a flexible allocation of capital business transfer schemes to ensure the safety of bank funds; as a result, it will be very time-consuming and labor-intensive to establish such a system in the development stage of the new system; in the old system, there is no flexible allocation The fund business movement account mechanism needs to be changed when new business scenarios appear, which increases maintenance costs; when the product system movement account abnormality is caused by various reasons such as core system exceptions, the subsequent movement account processing is very troublesome

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