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A credit transfer method based on blockchain technology

A blockchain and credit technology, applied in data processing applications, finance, instruments, etc., can solve the problems of reducing the ecological market competitiveness of the supply chain, the impact of the competitiveness of small and medium-sized enterprises, and the decline in competitiveness, so as to promote social and economic development. The effect of development, enhancement of competitiveness and promotion of development

Active Publication Date: 2021-08-27
深圳市银链通科技有限公司
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Problems solved by technology

If the small and medium-sized enterprises in the supply chain ecology have weak credit, difficult financing, and expensive financing, not only the competitiveness of the small and medium-sized enterprises will be affected, but also because of the supply chain relationship, leading enterprises such as core enterprises in the supply chain ecology will lose The decline in competitiveness ultimately reduces the overall market competitiveness of the entire supply chain ecology

Method used

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  • A credit transfer method based on blockchain technology
  • A credit transfer method based on blockchain technology
  • A credit transfer method based on blockchain technology

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Embodiment Construction

[0108] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0109] see Figure 1 to Figure 20 , Embodiment 1, a credit transfer method based on block chain technology, including the alliance block chain based on the supply chain ecology, the digitalization and transfer of credit, the payment promiser digitizes the credit of its suppliers on the alliance block chain Chain shells are issued to corresponding suppliers, and chain shells are circulated on the chain;

[0110] A credit transfer based on blockchain technology...

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Abstract

The present invention provides a credit transfer method based on blockchain technology, including an alliance blockchain network and an alliance blockchain auxiliary business network constructed based on supply chain ecology; Based on the credit of the credit and the credit of the guarantor, the payment promise is digitized to generate chain shells; the payment promiser distributes the chain shells to the payment commitment stakeholders on the chain; the chain shells are circulated online; the payment promiser pays the payment commitment stakeholder, Chain shell cancellation; chain shell generation, chain shell issuance, chain shell circulation and chain shell cancellation are carried out repeatedly on the alliance blockchain; realize the rapid flow and turnover of the credit of the payment promiser.

Description

technical field [0001] The invention relates to the application field of block chain technology, in particular to a credit transfer method based on block chain technology. Background technique [0002] In the modern economic system, enterprises of various scales form the entire economic ecosystem according to their respective roles of division of labor. Generally speaking, the larger the scale of an enterprise, the stronger its credit, the more competitive it is in financing, and the more competitive it is in the market. However, companies of different sizes not only compete with each other, but also because of the internal supply chain relationship of social division of labor, they together form a unified supply chain ecology, which competes and survives externally. If the small and medium-sized enterprises in the supply chain ecology have weak credit, difficult financing, and expensive financing, not only the competitiveness of the small and medium-sized enterprises will ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q40/04
Inventor 魏利
Owner 深圳市银链通科技有限公司
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