Method for improving processing efficiency of imperceptible hotspot account

Abstract

The invention discloses a method for improving processing efficiency of an imperceptible hotspot account. The method comprises the steps: providing a memory database which is used for caching the balance of the hotspot account; accessing a transaction flow; when the transaction flow belongs to a deposit transaction, writing the deposit transaction flow into a flow registry to generate a piece of binlog information, and performing asynchronous processing on the binlog through a streaming processing unit; when the transaction flow belongs to a withdrawal transaction, if the withdrawal finance isgreater than the sum of all the processed turnover amounts in the turnover registration book, and the turnover state is not the sum of all the processed turnover amounts, obtaining the balance of thehotspot account in the memory database, wherein the sum of the sum of all the flow amounts which are not processed in the flow registry is added to determine the latest balance of the account; if thelatest balance is larger than or equal to the withdrawal amount, carrying out the transaction flow and the deposit transaction step; and if the latest balance is smaller than the withdrawal amount, prompting that the transaction fails by the service terminal. According to the method, the processing efficiency of the unoverdraft hotspot account can be improved.

Description

technical field [0001] The invention relates to the technical field of computer information processing, in particular to a method for improving the processing efficiency of non-overdrawable hotspot accounts. Background technique [0002] There are a large number of concurrent transactions in accounting and clearing systems. Highly concurrent business scenarios require frequent update of account balances, which is more likely to cause problems with hot accounts. At the same time, verifying whether the account funds are sufficient will inevitably increase the waiting time for front-end business, reduce business continuity and even cause business interruption. For this kind of problem, the industry currently has the following two solutions: [0003] 1. Account splitting scheme: Split a certain hot account into multiple sub-accounts, split the balance of each sub-account according to the step-by-step split of the hot account balance, and disperse the hot account according to th...

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Problems solved by technology

[0005] However, for the account splitting scheme, although splitting a hot account into multiple sub-accounts can disperse the probability of database locks, in the process of high-frequency trading, the sum of the balance of each sub-account will be equal to the total balance of the hot account. Differences in the balance; and, with the increase of sub-accounts, once an outbound transaction exceeds the balance of each sub-account but does not exceed the total balance, the balance of the locked sub-accounts will be summarized, and each sub-account will be maintained according to the ladder rules after completing the large-value transaction The cost of the balance is high, and the success of the transaction during this period cannot be guaranteed

[0006] As far as the batch summary scheme is concerned, although the response of the foreground business is greatly guaranteed, and the timeout of the foreground business can be avoided with a high probability, the way of updating the balance in batches after registering the flow meter is very likely to appear in the summary update account When the balance is reached, it is discovered that the account has been overdrawn, and it is impossible to quickly intercept the outbound transaction whose transaction amount is greater than the total turnover plus the account balance, resulting in asset loss

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