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Payment method and payment device based on biological feature matching

A biometric and payment device technology, applied in the field of payment based on biometric matching, can solve the problems of user data and privacy protection, such as risks, unsatisfactory efficiency, and security issues, to protect biometric data, improve payment efficiency, The effect of reducing security risks

Pending Publication Date: 2020-09-08
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This payment solution is not efficient due to the need to enter secondary authentication information
Entering a password on the tool end may pose a security problem
In addition, transmitting face information or feature information to the cloud also poses risks to the protection of user data and privacy

Method used

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  • Payment method and payment device based on biological feature matching
  • Payment method and payment device based on biological feature matching

Examples

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Embodiment Construction

[0026] In the following description, specific details are set forth in order to provide a thorough understanding of the present invention. It will be apparent, however, to one skilled in the art that embodiments of the invention may be practiced without these specific details. In the present invention, specific numerical references such as "first element", "second means" and the like may be made. However, specific numerical references should not be construed as necessarily obeying their literal order, but rather that "first element" is different from "second element".

[0027] The specific details set forth herein are exemplary only, and the specific details may vary while remaining within the spirit and scope of the invention. The term "coupled" is defined to mean either directly connected to a component or indirectly connected to a component via another component.

[0028] Preferred embodiments of methods, systems and devices adapted to implement the present invention are ...

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Abstract

The invention relates to a payment method based on biological feature matching. The payment method comprises the following steps: transmitting a communication signal to a user terminal; establishing communication connection with the user terminal; collecting a first biological characteristic of a user; and on the basis of determining that the first biometric feature and a second biometric featurestored at the local end of the user terminal accord with a matching expression, completing payment operation associated with the transaction information. The method can remarkably improve the paymentefficiency, and allows the user to quickly enter or pass the gate. In addition, the method is also beneficial to protecting the biological characteristic data of the user and reducing the safety risk.

Description

technical field [0001] The present invention relates to biometric feature collection and identification, and more specifically, to a payment method based on biometric feature matching. Background technique [0002] The existing payment scheme based on face recognition usually includes the following steps: the user clicks on the face payment device at the self-service device; takes a picture of the face; the user enters the mobile phone number or payment password on the device interface; the device sends the collected information to the cloud; The cloud authenticates and authorizes face information. This payment scheme is not efficient due to the need to enter secondary authentication information. Entering a password on the implement side may pose a security problem. In addition, transmitting face information or feature information to the cloud also poses risks to the protection of user data and privacy. [0003] It appears that, at least in terms of user experience, there...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40G06K9/62
CPCG06Q20/382G06Q20/40145G06F18/22
Inventor 戚跃民陈舟杨阳黄自力熊璐
Owner CHINA UNIONPAY
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