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Risk assessment method, device and system

A technology for risk assessment and business system, applied in instrumentation, finance, data processing applications, etc., can solve the problems of high software development cost and maintenance cost, long period of risk control process update, low code reuse rate, etc. Real-time and flexibility, reduce development cost and maintenance cost, and improve the effect of code reuse rate

Pending Publication Date: 2021-12-07
BEIJING TONGBANGZHUOYI TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In related technologies, the risk control process is completed directly by developers through code presets. Once the process changes, the code must be modified. The code reuse rate is low, and the software development and maintenance costs are high. The risk control process Long update cycle and poor flexibility

Method used

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  • Risk assessment method, device and system
  • Risk assessment method, device and system
  • Risk assessment method, device and system

Examples

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Embodiment Construction

[0034] Various exemplary embodiments of the present disclosure will now be described in detail with reference to the accompanying drawings. It should be noted that relative arrangements of components and steps, numerical expressions and numerical values ​​set forth in these embodiments do not limit the scope of the present disclosure unless specifically stated otherwise.

[0035] At the same time, it should be understood that, for the convenience of description, the sizes of the various parts shown in the drawings are not drawn according to the actual proportional relationship.

[0036] The following description of at least one exemplary embodiment is merely illustrative in nature and in no way intended as any limitation of the disclosure, its application or uses.

[0037]Techniques, methods and devices known to those of ordinary skill in the relevant art may not be discussed in detail, but where appropriate, such techniques, methods and devices should be considered part of th...

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Abstract

The invention relates to a risk assessment method, device and system. The risk assessment method comprises the following steps of receiving a risk assessment request of a risk control business system, wherein the risk assessment request comprises a risk control project identifier, a process identifier and a risk assessment parameter; executing a process script corresponding to the risk control item identifier and the process identifier to process the risk assessment parameter to obtain a risk assessment result; sending the risk assessment result to a risk control service system; risk control items being created according to the item creation request, and the risk control items being in one-to-one correspondence with risk control item identifiers; creating at least one functional interface required by the risk control project according to the interface creation request; according to the process creation request, creating at least one process of the risk control project, each process corresponding to one process identifier; a schematic diagram of each process being received, the schematic diagram of each process comprising a plurality of process nodes, and part of the process nodes being associated with the function interfaces; and analyzing the schematic diagram of each process to obtain a process script of each process.

Description

technical field [0001] The present disclosure relates to the field of computer technology, in particular to a risk assessment method, device and system, and a computer storage medium. Background technique [0002] With the rapid development of the domestic Internet finance industry, traditional offline credit is gradually shifting to online credit. The core of online credit products is risk control and management, and the correct estimation of the risk level of the appraised person is a huge challenge for the current industry. [0003] In related technologies, the risk control process is completed directly by developers through code presets. Once the process changes, the code must be modified. The code reuse rate is low, and the software development and maintenance costs are high. The risk control process The update period is long and the flexibility is poor. Contents of the invention [0004] The inventor believes that: in related technologies, once the process changes,...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q10/10G06Q40/02G06F8/20
CPCG06Q10/0635G06Q10/103G06F8/24G06Q40/03
Inventor 李丽浓王帅费鹏黄超李朝普
Owner BEIJING TONGBANGZHUOYI TECH CO LTD
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