Card information chaining chaining system and method

A technology of card information and related information, applied in credit plans, payment system structures, payment schemes/models, etc., can solve problems such as buying too much, buying wrong items, delaying purchase decisions, processing and modifying purchase records, etc., to achieve The effect of promoting usage and improving quality

CN1495652AInactive Publication Date: 2004-05-12NEC PLATFORMS LTD
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Patent Information

Authority / Receiving Office
CN · China
Current Assignee / Owner
Publication Date
2004-05-12
Estimated Expiration
Not applicable · inactive patent

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Abstract

A management server has a function for creating customers' personal Web pages and providing them on the Internet, and a personal information database contained in a Personal Web page for each customer. A card server (X) and a card server (Y) each have a database for purchase / settlement information and customer information for the customer concerned. A store's terminal (W) and a store's terminal (Y) are terminals for processing the purchase of products with card X and card Y, respectively. The purchase information with each card is transmitted from each store's terminal to each card server. The card server transmits customer's purchase history information with each card, and the management server posts the received purchase history information on the personal Web page for the customer. The customer browses his or her personal Web page on a customer's terminal (A).
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Description

field of invention

[0001] The present invention relates to a card information linking system for linking purchase records using various cards such as credit cards and point cards together with product information so that the linked information can be provided on the web. Background of the invention

[0002] When a user purchases an item using various credit cards or point cards, each card issuer is generally accustomed to send the purchase record using the credit card or point card to the user, and therefore, the user will have to manage the purchase record on a card basis.

[0003] In contrast, Japanese Patent Application No. 2002-41776 (JP-A-2002-41776) discloses a supervisory service system for household account information, which enables a user to The management of information is entrusted to the server, thereby saving the labor and time of the user for management.

[0004] In addition, Japanese Patent Application No. 09-293096 (JP-A-09-293096) discloses an automatic ho...

Examples

Embodiment Construction

[0013] Description of preferred embodiments

[0014] Embodiments of the present invention will be described below with reference to the accompanying drawings. Fig. 1 shows the system structure of the present invention. In the following description, a management server means a server system composed of various servers such as a web server and a mail server, and a network means the Internet.

[0015] The management server 1 is located in the management center. The management server 1 has a function of creating a personal web page of each customer and providing it on the Internet, and has a personal information database contained in the personal web page. Personal information includes each customer's purchase history with each card (purchase date, item name, price, and payment date, etc.), other purchase records entered manually by the customer or through barcodes, card information (points and processing fees), customer's Household inventory information (purchase date, consump...