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New type electronic payment system and its realization method

A technology of electronic payment and implementation method, applied in payment system structure, instrument, business and other directions, can solve problems such as difficulty in use and promotion, and achieve the effects of easy implementation, enhanced security, and simple coordination

Inactive Publication Date: 2006-03-29
邵军利
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0019] Although the above two invention applications also solve the problem of payment combined with mobile phones, due to the differences in the handling of important issues, it is very difficult to use and promote them in practice, especially the problem of account, mobile phone correspondence and bank password processing. Way

Method used

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  • New type electronic payment system and its realization method
  • New type electronic payment system and its realization method

Examples

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Embodiment Construction

[0056] specific example

[0057] Referring to Fig. 2, a preferred embodiment of the present invention. in:

[0058]The information browsing client is a microcomputer, a PC desktop or a notebook; it is connected to the merchant system through the Internet.

[0059] The payment client is a mobile phone, which is an ordinary GSM mobile phone. The mobile phone is connected to the banking system through SMS.

[0060] The merchant system is a WEB website system, which is also connected to the payment platform through the Internet.

[0061] Payment platform, including database system, merchant management system, account management system, etc.; it registers and manages the merchant system, confirms the identity of the merchant, processes each payment transaction of the merchant, and so on. The payment platform is connected to the banking system according to the interface protocol of each bank.

[0062] The banking system (in fact, it is more likely to be a front-end system of th...

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Abstract

The present invention discloses a new-type electronic payment system and its implement method. Said system is formed from several portions of information browsing customer terminal, payment customer terminal, shop system, payment platform and bank system. Said invention also provides the concrete function of the above-mentioned every portion, connection mode of all the portions and concrete steps of its implement method.

Description

field of invention [0001] The invention belongs to the electronic payment field of Internet e-commerce. Background of the invention [0002] In the current electronic payment, there are many payment systems through mobile phones, but their system architecture and implementation methods cannot be well integrated with specific banking business management, or because the designed architecture wants to control more resources other than their own resources. And difficult to achieve. [0003] There are two similar domestic patent applications that are similar to the present invention, but with important differences. 2 patents include: [0004] ●Name: "Mobile Payment Method and System", application number is 01139885; [0005] ●Name: "A Safe Online Payment System and Safe Online Payment Authentication Method"; Application No. 200310121630.6 [0006] Please note that this patent application will be very different from these 2 items, as follows: [0007] with the first item: ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q30/00G06Q20/42G06Q40/02
Inventor 邵军利
Owner 邵军利
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