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Quick paying method and system

A payment system and fast technology, applied in instruments, cash registers, etc., can solve problems such as high transaction costs, regional restrictions, and poor real-time performance, and achieve the effects of risk control, low cost, and data volume reduction

Inactive Publication Date: 2009-02-04
邓斌涛
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In order to solve the problems of high transaction cost, serious regional restrictions and poor real-time performance in the existing IC card transaction method, a fast payment method and system using public communication network are provided

Method used

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  • Quick paying method and system
  • Quick paying method and system

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Embodiment Construction

[0020] Such as figure 1 Shown is the main block diagram of the fast payment system in the present invention. The present invention mainly includes the control center 2 and the on-site consumer terminal 1 (hereinafter collectively referred to as POS machines) having several logical levels. The control centers 2 and between the control centers 2 and the POS machines 1 are connected through reliable data links.

[0021] Such as figure 2 Shown is a more detailed block diagram of the fast payment system in the present invention. from figure 2 It can be seen from the figure that the control center 2 can further include a central control center 21, a city control center 22, and several layers of city application control centers 23, which are controlled step by step downwards, showing a pyramid structure. in this figure 2 In the embodiment disclosed in, the city application control center 23 only shows one layer, in other embodiments, it may have a multi-layer structure. In a...

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Abstract

This invention relates to a quick payment system including a control center and a POS machine connected by data links, in which, the control center includes a central control center, a city control center and several administrative city applied control centers, in which, the central center is used in coordinating data transferring among city control centers and recording the customer information needing browsing service, the city control center, the city applied control center and part of the POS machines include customer databases with customer information and restriction conditions. This invention also provides a quick payment method, which carries out real time payment and settlement by present public communication network and temporary interrupt does not influence the use by most part of users.

Description

technical field [0001] The invention relates to the field of micropayments, in particular to a fast payment method and system. Background technique [0002] In the field of micropayment, IC cards are widely used at present. IC card is a way of offline transaction. The development of IC card technology has gone through about ten years. When telecommunication services are unpopular or expensive, it is reasonable to use IC card technology and offline transactions. IC cards are expensive, require a deposit, and generally require pre-payment and recharge. Its realization requires the establishment of a huge service network, or the use of bank outlets, so the project investment is large, and the equipment is large and the cost is high. In addition, its periodic top-up and service take up the time of customers and service personnel. [0003] Telecommunications services are now fairly ubiquitous, reliable, and inexpensive. Especially with the application of 3G technology, wirel...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07G1/14G07G1/12
Inventor 邓斌涛
Owner 邓斌涛
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